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125 Shadowbrook Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 125 Shadowbrook Rd, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,184 sqft · built 1921
Lot Size0.136 acres (5,924 sqft)
Owner2 Individual Names on File
Last Sale$899,000 (Jul 2026)
Tax Bill$10,372 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN077-251-20

Property Details

APN / Parcel Number

Primary APN077-251-20
Alternative APN
  • 077-251-20-000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,184 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 2023
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,924 sqft (0.136 acres)
TerrainSteep
Deck Area166 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address125 SHADOWBROOK RD
CityBEN LOMOND
StateCA
Zip95005-9706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionROWNTHWAITE SUB
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2009
Census Tract120302

Owner

Source: Santa Cruz County records · APN 077-251-20

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address125 SHADOWBROOK RD, BEN LOMOND, CA 95005-9706
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Aug 04, 2023Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 11, 2019Grant Deed, Transfer · Conventional with PMI
ANTHONY BILICH
Feb 02, 2018Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2026 · Amount on Record
Deed SaleJul 17, 2026 · Amount on Record
Prior SaleAug 04, 2023 · Amount on Record
Deed Document Number202616245
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 17, 2026
Property Address125 SHADOWBROOK RD, BEN LOMOND, CA 95005-9706
Document Number0000016245
Instrument DateJul 14, 2026
Instrument202616245
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$99,878.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address125 SHADOWBROOK RD, BEN LOMOND, CA 95005-9706

Mortgage

Document Number0000016246,
DateJul 17, 2026
Instrument202616246
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 04, 2023
Property Address125 SHADOWBROOK RD, BEN LOMOND, CA 95005-9771
Document Number0000014513
Instrument DateAug 02, 2023
Instrument2023-0014513
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$907.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address125 SHADOWBROOK RD, BEN LOMOND, CA 95005-9771

Mortgage

Document Number0000014514
DateAug 04, 2023
Instrument2023-0014514
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 11, 2019
Property Address125 SHADOWBROOK RD, BEN LOMOND, CA 95005-9771
Document Number0000009201
Instrument DateApr 10, 2019
Instrument9201
Transaction TypeTransfer
Record UpdatedApr 26, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$214.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5239 JENSEN RD CASTRO VALLEY CA 945525005, CASTRO VALLEY, CA 94552-5005

Mortgage

Document Number9202
DateApr 11, 2019
Instrument9202
Lender
NameANTHONY BILICH
Address11 CROW CANYON CT # 100, SAN RAMON, CA 94583-1981
Agreement
TypeConventional with PMI
AmountAmount Recorded

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 02, 2018
Property Address125 SHADOWBROOK RD, BEN LOMOND, CA 95005-9771
Document Number0000003335
Instrument DateJan 29, 2018
Instrument3335
Transaction TypeTransfer
Record UpdatedFeb 23, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$275.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address781 W TENNYSON RD HAYWARD CA 945445219, HAYWARD, CA 94544-5219

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$858,330 (+2%) Land $494,190 Building $364,140
2025$10,372.00 (+126.31%)$841,500 (+144.57%) Land $484,500 Building $357,000
2023$4,583.00 (+64.62%)$344,079 (+67.86%) Land $203,718 Building $140,361$721,890
2022$2,784.00$204,980 Land $199,724 Building $5,256

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
32 of 40 on primary residences
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Flood Events
  • Severe Winter Storms And Flooding (Feb 1998), 14 claims
  • Severe Storms, Flooding, Mud And Landslides (Jan 1997), 3 claims
  • Severe Storms, Flood, Mudslides & High Tide (Jan 1982), 7 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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