125 Senecatu Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 125 Senecatu Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.598 acres (26,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Apr 2026)
Tax Bill	$4,904 (2025)
Deeds & Mortgages	Oct 2026 Transfer Apr 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`309-00-00-033`

Property Details

APN / Parcel Number

Primary APN	`309-00-00-033`
Alternative APNs	`3090000033 00024662` `00024662`

Exterior

Lot Area	26,060 sqft (0.598 acres)

Location & Zoning

Street Address	125 SENECATU DR
City	WATERLOO
State	SC
Zip	29384-4877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17A
Legal Lot Number	17A
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	2
Census Block	2012
Census Tract	921001

Owner

Source: Laurens County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 SENECATU DR, WATERLOO, SC 29384-4877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 9, 2026	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Apr 14, 2025	Intrafamily Transfer, Transfer
Jan 8, 2025	Deed, Transfer · Line of Credit HQ MORTGAGE LLC
Jan 27, 2022	Deed, Transfer
Apr 28, 2021	Deed, Transfer
Oct 14, 2020	Deed of Trust, Mortgage WYNDHAM CAP MTG
Nov 4, 2020	Grant Deed, Transfer · Conventional with PMI WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Jan 8, 2025 · Amount on Record
Deed Document Number	20263508
Deed Book / Page	1994 / 31
Last Transfer Date	Oct 5, 2026
Transfer Doc	0000010350
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Oct 8, 2026
Property Address	125 SENECATU DR, WATERLOO, SC 29384-4877
Document Number	0000010350
Book / Page	2053 / 17
Instrument Date	Oct 5, 2026
Instrument	202610350
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SENECATU DR, WATERLOO, SC 29384-4877

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Apr 9, 2026
Property Address	125 SENECATU DR, WATERLOO, SC 29384-4877
Document Number	0D19940031
Book / Page	1994 / 31
Instrument Date	Apr 9, 2026
Instrument	20263508
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,072.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 SENECATU DR, WATERLOO, SC 29384-4877

Mortgage

Document Number	0000003536,
Date	Apr 9, 2026
Instrument	20263536

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Apr 14, 2025
Property Address	125 SENECATU DR, WATERLOO, SC 29384-4877
Document Number	0D18940079
Book / Page	D1894 / 79
Map Reference	MB A729 PG 4
Instrument Date	Feb 27, 2025
Instrument	2025003135
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 EDWARD DR, MONCKS CORNER, SC 29461-9276

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Jan 8, 2025
Property Address	125 SENECATU DR, WATERLOO, SC 29384-4877
Document Number	0D18700232
Book / Page	D1870 / 232
Map Reference	MB A729 PG 4
Instrument Date	Dec 23, 2024
Instrument	2025000132
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1233 EDWARD DR, MONCKS CORNER, SC 29461-9276

Mortgage

Document Number	2025000133
Date	Jan 8, 2025
Instrument	2025000133

Lender

Name	HQ MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Jan 27, 2022
Property Address	125 SENECATU DR, WATERLOO, SC 29384-4877
Document Number	0D16280136
Book / Page	D1628 / 136
Map Reference	MB A729 PG 4
Instrument Date	Jan 6, 2022
Instrument	2022000791
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$416.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7232 ROCK ISLAND RD, CHARLOTTE, NC 28278-6512

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Apr 28, 2021
Property Address	125 SENECATU DR, WATERLOO, SC 29384-4877
Document Number	0D15700116
Book / Page	D1570 / 116
Map Reference	MB A729 PG 4
Instrument Date	Apr 28, 2021
Instrument	2021003782
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$512.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14324 CLEARVIEW AVE, GAINESVILLE, VA 20155-1241

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	125 SENECATU DR, WATERLOO, SC 29384-4877
Document Number	0026360186
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SENECATU DR WATERLOO SC 293844877, WATERLOO, SC 29384-4877

Mortgage

Document Number	0026360186
Date	Nov 4, 2020
Book Page	002636/000186
Instrument	8732

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Nov 4, 2020
Property Address	125 SENECATU DR, WATERLOO, SC 29384-4877
Document Number	0015370189
Book / Page	001537 / 000189
Instrument Date	Oct 14, 2020
Instrument	8731
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2594 MUSCADINE DR AUGUSTA GA 309091704, AUGUSTA, GA 30909-1704

Mortgage

Document Number	26360186
Date	Nov 4, 2020
Book Page	002636/000186
Instrument	8732

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,904.00 (+53.97%)	$14,190 (+52.42%) Land $7,500 Building $6,690
2024	$3,185.00 (+11.79%)	$9,310 (-) Land $3,460 Building $5,850
2023	$2,849.00 (+67.29%)	$9,310 (+86.57%)	$155,100 (+47.71%) Building $155,100
2022	$1,703.00	$4,990 Land $1,990 Building $3,000	$105,000 (-55.6%) Land $55,000 Building $50,000
2021			$236,500 Land $125,000 Building $111,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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