McDowell County property record for 125 School St, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1964 |
| Lot Size | 0.183 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,500 (Feb 2018) |
| Tax Bill | $393 (2025) |
| Deeds & Mortgages | May 2020 Loan Modification Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1712-13-12-3627 |
| Primary APN | 1712-13-12-3627 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Heated Area |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,000 sqft (0.183 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 67406 |
|---|---|
| Street Address | 125 SCHOOL ST |
| City | MARION |
| State | NC |
| Zip | 28752-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 194 CLINCHFIELD MFGPB2 PG62 63 |
| Legal Subdivision | CLINCHFIELD MANUFACTURING CO |
| Legal Lot Number | 194 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970300 |
125 School St is owned and occupied by an individual who bought it in February 2018.
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 SCHOOL ST, MARION, NC 28752-3210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2020 | Loan Modification, Mortgage · FHA Mortgage ATLANTIC BAY MTG |
| Feb 6, 2018 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2018 · Amount on File |
| Deed Sale | Feb 6, 2018 · Amount on File |
| Prior Sale | Jun 13, 2005 |
| Deed Document Number | 0001235899 |
| Deed Book / Page | 1235 / 899 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 125 SCHOOL ST, MARION, NC 28752-3210 |
| Document Number | 0013120349 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 125 SCHOOL ST MARION NC 287523210, MARION, NC 28752-3210 |
| Document Number | 0013120349 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 001312/000349 |
| Instrument | 2860 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Feb 6, 2018 |
| Property Address | 125 SCHOOL ST, MARION, NC 28752-3210 |
| Document Number | 0012350899 |
| Book / Page | 1235 / 0899 |
| Map Reference | MB 2 PG 62&63 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 2018000490 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 SCHOOL ST, MARION, NC 28752-3210 |
| Document Number | 2018000491 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2018000491 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 125 School St was $393.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $393.00 | $65,770 Land $15,000 Building $50,770 | |
| 2023 | $393.00 | $65,770 Land $15,000 Building $50,770 | $65,770 Land $15,000 Building $50,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 125 School St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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