Ventura County property record for 125 Santa Monica Ave, Oxnard, CA 93035
| Property Type | Duplex |
|---|---|
| Details | 1,833 sqft · built 1974 |
| Lot Size | 0.056 acres (2,450 sqft) |
| Owner | Trust Name on File |
| Last Sale | $869,500 (Dec 2017) |
| Tax Bill | $11,706 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 206-0-145-200 |
| Primary APN | 206-0-145-200 |
|---|
| Building Area | 1,833 sqft Living Area |
|---|
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Duplex Single |
| Lot Area | 2,450 sqft (0.056 acres) |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 125 SANTA MONICA AVE |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-4684 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RBH |
| Legal Description | LOT: 447 REF: 015MR 014 |
| Legal Subdivision | SILVER STRAND |
| Legal Block | 145 |
| Legal Lot Number | 447 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 3618 |
125 Santa Monica Ave, a duplex, is owner-occupied and held in a trust since December 2024.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 125 SANTA MONICA AVE, OXNARD, CA 93035-4684 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMPIRE OF AMERICA CORPORATION |
| Dec 11, 2017 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on File |
| Deed Sale | Dec 11, 2017 · Amount on File |
| Deed Document Number | 2017159203 |
| Last Transfer Date | Dec 3, 2024 |
| Transfer Doc | 0000084021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 125 SANTA MONICA AVE, OXNARD, CA 93035-4684 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 136 BARDSDALE AVE, OXNARD, CA 93035-4501 |
| Document Number | 0000185362 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 20211011-00185362 |
| Name | EMPIRE OF AMERICA CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | WOODLAND HILLS, CA 91364 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Dec 11, 2017 |
| Property Address | 125 SANTA MONICA AVE, OXNARD, CA 93035-4684 |
| Document Number | 0000159203 |
| Map Reference | MB15 PG14 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 20171211-00159203 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 125 SANTA MONICA AVE, OXNARD, CA 93035-4684 |
| Document Number | 0000159204 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 20171211-00159204 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
The 2025 property tax bill for 125 Santa Monica Ave was $11,706, up 0.8% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Elementary School District | Hueneme Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,009,124 (+2%) Land $783,393 Building $225,731 | |
| 2025 | $11,706.00 (+0.84%) | $989,338 Land $768,033 Building $221,305 |
| 2024 | $11,608.00 (+5.27%) | |
| 2023 | $11,027.00 (+2.88%) | $950,922 Land $738,210 Building $212,712 |
| 2022 | $10,718.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 125 Santa Monica Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Santa Monica Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHANNEL ISLANDS BEACH CSD serves 5,011 people · EPA ID CA5610039 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | UNITED WTR CONS DIST |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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