125 Sandy Palm Trl, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 125 Sandy Palm Trl, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,441 sqft · built 2023
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,200 (Dec 2023)
Tax Bill	$6,579 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102759-0340`

Property Details

APN / Parcel Number

Primary APN	`102759-0340`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,441 sqft Living Area
Gross Area	3,882 sqft
1st Floor Area	1,754 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 SANDY PALM TRL
City	SAINT AUGUSTINE
State	FL
Zip	32086-6091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	117/44-47 ROLLING HILLS LOT 34 OR5870/1633
Legal Subdivision	ROLLING HILLS
Legal Block	1
Legal Lot Number	34
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4019
Census Tract	21301

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 SANDY PALM TRL, SAINT AUGUSTINE, FL 32086-6091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Deed Document Number	202396803
Deed Book / Page	5870 / 1633
Record Updated	Jun 8, 2026

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 13, 2023
Property Address	125 SANDY PALM TRL, SAINT AUGUSTINE, FL 32086-6091
Document Number	0058701633
Book / Page	5870 / 1633
Map Reference	MB 117 PG 44-47
Instrument Date	Dec 7, 2023
Instrument	2023096803
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,816.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SANDY PALM TRL, SAINT AUGUSTINE, FL 32086-6091

Mortgage

Document Number	0058701635
Date	Dec 13, 2023
Instrument	5870/1635

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,553 (-13.79%) Land $90,000 Building $341,553	$431,553 (-19%) Land $90,000 Building $341,553
2025	$6,579.00 (+11.77%) Homeowner's exemption	$500,588 (+2.9%)	$532,761 (+9.51%) Land $90,000 Building $442,761
2024	$5,886.00 (+1,219.73%) Homeowner's exemption	$486,480 (+1,289.94%)	$486,480 (+1,289.94%) Land $90,000 Building $396,480
2023	$446.00	$35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20