125 Saint Peter, South Bend, IN 46617 Property Records

St. Joseph County property record for 125 Saint Peter, South Bend, IN 46617

Property Summary

Property Type	Commercial Office
Details	1,350 sqft · built 1981
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$569,240 (Jun 2024)
Tax Bill	$15,219 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-12-209-008.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-12-209-008.000-026`
Alternative APN	`01850150512`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,350 sqft Gross Area
1st Floor Area	7,050 sqft
Basement Area	1,122 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 132 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 SAINT PETER
City	SOUTH BEND
State	IN
Zip	46617
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	LOTS 235 & 236 SAML COTTRELLS 1ST ADD TO LOWELL
Legal Subdivision	SAML COTTRELLS 1ST ADD
Legal Lot Number	235-2
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2025
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Washington Street Historic District listed 1999 · 72 contributing resources · NRIS 99000182

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Joseph County assessment roll, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	301 N NAPPANEE ST, ELKHART, IN 46514-1513
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK MIDDLEBURY
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK MIDDLEBURY
Sep 6, 2023	Deed of Trust, Mortgage · Seller Carry-Back FRED R HAINS
Sep 6, 2023	Deed of Trust, Mortgage · Seller Carry-Back PETER M YARBRO
Sep 10, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	202412038
Prior Transfer Date	Feb 7, 2011
Prior Transfer Doc	0000003955
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	125 N SAINT PETER ST, SOUTH BEND, IN 46617-2910
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002129849
Date	Aug 27, 2021
Instrument	2129849

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 23, 2041

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	125 N SAINT PETER ST, SOUTH BEND, IN 46617-2910
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002134731
Date	Oct 1, 2021
Instrument	2134731

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 23, 2041

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	125 N SAINT PETER ST, SOUTH BEND, IN 46617-2910
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002320991
Date	Sep 6, 2023
Instrument	2320991

Lender

Name	FRED R HAINS
Type	Seller
Address	125 N SAINT PETER ST, SOUTH BEND, IN 46617

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2024

Interest

Rate Type	Fixed Rate
Rate	8%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	125 N SAINT PETER ST, SOUTH BEND, IN 46617-2910
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002320997
Date	Sep 6, 2023
Instrument	2320997

Lender

Name	PETER M YARBRO
Type	Seller
Address	328 RUNAWAY BAY CIR, MISHAWAKA, IN 46545

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2024

Interest

Rate Type	Fixed Rate
Rate	8%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 10, 2021
Property Address	125 N SAINT PETER ST, SOUTH BEND, IN 46617-2910
Document Number	0002131546
Instrument Date	Aug 23, 2021
Instrument	2131546
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 N SAINT PETER ST, SOUTH BEND, IN 46617-2910

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$508,200 (+37.39%) Land $77,200 Building $431,000	$508,200 (+37.39%) Land $77,200 Building $431,000
2024	$15,219.00 (+21.59%)
2023	$12,517.00 (+12.59%)	$369,900 (+13.12%) Land $77,200 Building $292,700	$369,900 (+13.12%) Land $77,200 Building $292,700
2022	$11,117.00	$327,000 Land $77,200 Building $249,800	$327,000 Land $77,200 Building $249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet Holdings.

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