Hardy County property record for 125 S Main St, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,866 sqft · built 1910 |
| Lot Size | 0.61 acres (26,597 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $890 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit Jul 2017 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 04-3-0029.0000 |
| Primary APN | 04-3-0029.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,866 sqft Living Area |
| 1st Floor Area | 2,866 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 26,597 sqft (0.61 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 125 S MAIN ST |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT MAIN ST HINKLE |
| Jurisdiction | HARDY WV |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970201 |
125 S Main St is owned and occupied by an individual.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 S MAIN ST, MOOREFIELD, WV 26836-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit PENDLETON COMMUNITY BANK INC |
| Jul 26, 2017 | Deed of Trust, Mortgage PENDLETON COMMUNITY BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 125 S MAIN ST, MOOREFIELD, WV 26836-1101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 302/445 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 302/445 |
| Instrument | 206953 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 125 S MAIN ST, MOOREFIELD, WV 26836-1101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 302/433 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 302/433 |
| Instrument | 206952 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 125 S Main St was $890 with a homeowner's exemption, down 15.2% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Municipality | Moorefield Town |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890.00 (-15.24%) | $97,860 (+6.6%) Land $9,000 Building $88,860 | $163,100 (+6.6%) Land $15,000 Building $148,100 |
| 2025 | $1,050.00 Homeowner's exemption | $91,800 Land $9,000 Building $82,800 | $153,000 Land $15,000 Building $138,000 |
| 2023 | $1,051.00 | $91,620 Land $9,000 Building $82,620 | $152,700 Land $15,000 Building $137,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 S Main St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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