125 S Floyd Ln, Chicago Heights, IL 60411 Property Records

Cook County property record for 125 S Floyd Ln, Chicago Heights, IL 60411

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,540 sqft · built 1960
Lot Size	0.194 acres (8,433 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jul 2018)
Tax Bill	$5,553 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-08-410-008`

Property Details

APN / Parcel Number

Primary APN	`32-08-410-008`
Alternative APN	`32-08-410-008-0000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,433 sqft (0.194 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	125 FLOYD LN
City	CHICAGO HEIGHTS
State	IL
Zip	60411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(NORMANDY) (VILLA) SUB OF PT OF WH OF SE & PT OF EH O F SW SEC 08-35-14
Legal Range	14E
Legal Township	35N
Legal Section	08
Legal Subdivision	NORMANDY VILLA
Legal Lot Number	65
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	2
Census Block	2012
Census Tract	828802

Owner

125 S Floyd Ln is owned by an individual who bought it in July 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	125 S FLOYD LN, CHICAGO HEIGHTS, IL 60411-1109
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 11, 2018	Warranty Deed, Transfer · Conventional with PMI LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Deed Document Number	201844019
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	125 S FLOYD LN, CHICAGO HEIGHTS, IL 60411-1109
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002706165
Date	Jan 27, 2021
Instrument	2102706165

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 11, 2018
Property Address	125 S FLOYD LN, CHICAGO HEIGHTS, IL 60411-1109
Document Number	1819244019
Instrument Date	Jun 26, 2018
Instrument	19244019
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	AGENTS NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 S FLOYD LN CHICAGO HEIGHTS IL 604111109, CHICAGO HEIGHTS, IL 60411-1109

Mortgage

Document Number	1819244020
Date	Jul 11, 2018
Instrument	19244020

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jul 10, 2038

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Chicago Heights City
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Flossmoor School District 161 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,570 Land $4,849 Building $9,721	$145,700 Land $48,490 Building $97,210
2023	$5,553.00 (+9.05%)
2022	$5,092.00 Homeowner's exemption	$11,862 Land $4,216 Building $7,646	$118,620 Land $42,160 Building $76,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 S Floyd Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–1983)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 125 S Floyd Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO HEIGHTS serves 26,184 people · EPA ID IL0310450
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Oct 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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