125 Rusty Ln, Houma, LA 70360 Property Records

Terrebonne Parish property record for 125 Rusty Ln, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Lot Size	0.237 acres (10,341 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2019)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2020 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`49046`

Property Details

APN / Parcel Number

Primary APN	`49046`

Exterior

Lot Area	10,341 sqft (0.237 acres)

Location & Zoning

Street Address	125 RUSTY LN
City	HOUMA
State	LA
Zip	70360-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9-A (REDIVISION) BLOCK 5 ADDEN. 8 SOUTHDOWN WEST SUBD.
Legal Range	17E
Legal Township	17S
Legal Subdivision	SOUTHDOWN WEST
Legal Block	5
Legal Lot Number	9-A
Jurisdiction	TERREBONNE LA
Township / Civil Division	6
Census Block Group	2
Census Block	2022
Census Tract	1703

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 RUSTY LN, HOUMA, LA 70360-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit SOUTH LOUISIANA BANK
May 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HANCOCK WHITNEY BANK
Dec 23, 2019	Deed, Transfer · Stand-Alone First Mortgage AMERICAN STH FIN SRVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Deed Book / Page	2593 / 527
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	125 RUSTY LN, HOUMA, LA 70360-5001
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003603/269
Date	Oct 9, 2025
Book Page	3603/269
Instrument	1716320

Lender

Name	SOUTH LOUISIANA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	125 RUSTY LN, HOUMA, LA 70360-5001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3152/217
Date	May 21, 2020
Book Page	3152/217

Lender

Name	HANCOCK WHITNEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Dec 23, 2019
Property Address	125 RUSTY LN, HOUMA, LA 70360-5001
Document Number	002593/527
Book / Page	2593 / 527
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003119515
Date	Dec 23, 2019
Instrument	3119/515

Lender

Name	AMERICAN STH FIN SRVS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 (-1.48%)	$23,590 (-) Land $4,810 Building $18,780	$235,900 (-) Land $48,100 Building $187,800
2024	$1,550.00 (+23.51%) Homeowner's exemption	$23,590 (+15.3%) Land $4,810 Building $18,780	$235,900 (+15.3%) Land $48,100 Building $187,800
2023	$1,255.00 (-0.08%) Homeowner's exemption	$20,460 (-) Land $4,810 Building $15,650	$204,600 (-) Land $48,100 Building $156,500
2022	$1,256.00 Homeowner's exemption	$20,460 Land $4,810 Building $15,650	$204,600 Land $48,100 Building $156,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	6 (2021–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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