Loudoun County property record for 125 Roy Ct SE, Leesburg, VA 20175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,988 sqft · built 2005 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Apr 2017) |
| Tax Bill | $6,781 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 232-17-5050-000 |
| Primary APN | 232-17-5050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,988 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,017 sqft |
| Finished Basement | 1,017 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 125 ROY CT SE |
|---|---|
| City | LEESBURG |
| State | VA |
| Zip | 20175-6170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LB:PRC |
| Legal Description | STOWERS PH.2 SEC.3 LOT 13 200603310028823 200310310145010P |
| Legal Subdivision | STOWERS PH.2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 610602 |
125 Roy Ct SE is owned and occupied by two individuals who bought it in April 2017.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 ROY CT SE, LEESBURG, VA 20175-6170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK |
| Apr 14, 2017 | Grant Deed, Transfer · Conventional Mortgage CONSTELLATION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2017 · Amount on File |
| Deed Sale | Apr 14, 2017 · Amount on File |
| Prior Sale | Dec 15, 2016 · Amount on File |
| Deed Document Number | 201722333 |
| Prior Transfer Date | Dec 13, 2016 |
| Prior Transfer Doc | 0000085274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 125 ROY CT SE, LEESBURG, VA 20175-6170 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035721 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 202206160035721 |
| Name | CITIZENS BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 3, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 125 ROY CT SE, LEESBURG, VA 20175-6170 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000109862 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 202110270109862 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 14, 2017 |
| Property Address | 125 ROY CT SE, LEESBURG, VA 20175-6170 |
| Document Number | 20170414022333 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 22333 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2017 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 125 ROY CT SE LEESBURG VA 201756170, LEESBURG, VA 20175-6170 |
| Document Number | 20170414022334 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 22334 |
| Name | CONSTELLATION FCU |
|---|---|
| Type | Credit Union |
| Address | RESTON, VA 20191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Number | 20170414022335, |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 22335 |
| Name | CONSTELLATION FCU |
|---|---|
| Type | Credit Union |
| Address | RESTON, VA 20190 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 13, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 125 Roy Ct SE was $6,781, down 3% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Municipality | Leesburg Town |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,781.00 (-2.96%) | $842,420 (-2.96%) Land $289,400 Building $553,020 | $842,420 (-2.96%) Land $289,400 Building $553,020 |
| 2025 | $6,988.00 | $868,150 Land $269,400 Building $598,750 | $868,150 Land $269,400 Building $598,750 |
| 2023 | $6,798.00 | $776,960 Land $249,400 Building $527,560 | $776,960 Land $249,400 Building $527,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Roy Ct SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Roy Ct SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LEESBURG serves 65,028 people · EPA ID VA6107300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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