125 Roosevelt Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 125 Roosevelt Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 750 sqft · built 1987
Lot Size	0.24 acres (10,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2026)
Tax Bill	$4,215 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-369-009-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-369-009-000`
Alternative APN	`08191810500900 00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	750 sqft Building Perimeter
1st Floor Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	10,445 sqft (0.24 acres)
Garage Area	386 sqft
Porch	Slab
Porch Area	293 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	125 ROOSEVELT DR
City	WATERLOO
State	IL
Zip	62298-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR5
Legal Description	LOT 140 EAST RIDGE 4
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	140
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1011
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6823 QUAIL RIDGE LN, WATERLOO, IL 62298-2930
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Special Warranty Deed, Transfer · Conventional Mortgage QUONTIC BANK
Sep 15, 2023	Deed, Transfer · Conventional Mortgage STATE BANK
Sep 15, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	2026442761
Prior Transfer Date	Sep 14, 2023
Prior Transfer Doc	0000430557
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 27, 2026
Property Address	125 ROOSEVELT DR, WATERLOO, IL 62298-1564
Document Number	0000442761
Instrument Date	May 26, 2026
Instrument	2026442761
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6823 QUAIL RIDGE LN, WATERLOO, IL 62298-2930

Mortgage

Document Number	0000442762,
Date	May 27, 2026
Instrument	2026442762

Lender

Name	QUONTIC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.63%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Sep 15, 2023
Property Address	125 ROOSEVELT DR, WATERLOO, IL 62298-1564
Document Number	0000430558
Instrument Date	Sep 13, 2023
Instrument	430558
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 ROOSEVELT DR, WATERLOO, IL 62298-1564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 ROOSEVELT DR, WATERLOO, IL 62298-1564

Mortgage

Document Number	0000430559
Date	Sep 15, 2023
Instrument	430559

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Sep 15, 2023
Property Address	125 ROOSEVELT DR, WATERLOO, IL 62298-1564
Document Number	0000430557
Instrument Date	Sep 11, 2023
Instrument	430557
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 E LEGION AVE, COLUMBIA, IL 62236-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	418 LAUREL DR, WATERLOO, IL 62298-1714

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Feb 22, 2019
Property Address	125 ROOSEVELT DR, WATERLOO, IL 62298-1564
Document Number	0000400059
Instrument Date	Jan 23, 2019
Instrument	400059
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	125 ROOSEVELT DR WATERLOO IL 622981564, WATERLOO, IL 62298-1564

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,215.00 Homeowner's exemption	$74,840 (-1.56%) Land $16,520 Building $58,320	$224,520 (-1.56%) Land $49,560 Building $174,960
2024	$4,215.00	$76,029 (+28.69%) Land $16,190 Building $59,839	$228,087 (+28.69%) Land $48,570 Building $179,517
2022	Homeowner's exemption Additional exemption filed	$59,080 (+20.67%) Land $15,230 Building $43,850	$177,240 (+20.67%) Land $45,690 Building $131,550
2021	Homeowner's exemption Additional exemption filed	$48,960 Land $12,510 Building $36,450	$146,880 Land $37,530 Building $109,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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