125 River St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 125 River St, Hudson, MA 01749

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,652 sqft · built 1928
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Jul 2017)
Tax Bill	$6,349 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28097`

Property Details

APN / Parcel Number

Primary APN	`28097`
Alternative APN	`HUDS M:0028 B:0000 L:0097`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	28097
Street Address	125 RIVER ST
City	HUDSON
State	MA
Zip	01749-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SB
Legal Lot Number	97
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2014
Census Tract	322300

Owner

125 River St is owned and occupied by two individuals who bought it in July 2017.

Source: Middlesex County and Hudson Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 RIVER ST, HUDSON, MA 01749-1927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Jun 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 20, 2017	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on File
Deed Sale	Jul 20, 2017 · Amount on File
Prior Sale	Apr 2, 2001 · Amount on File
Deed Book / Page	69634 / 456
Transfer Doc	069634-456
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	125 RIVER ST, HUDSON, MA 01749-1927
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077427-196
Date	Apr 5, 2021
Book Page	77427/196
Instrument	75968

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	125 RIVER ST, HUDSON, MA 01749-1927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74900-478
Date	Jun 16, 2020
Book Page	74900/478
Instrument	93930

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Jul 20, 2017
Property Address	125 RIVER ST, HUDSON, MA 01749-1927
Document Number	69634-456
Book / Page	069634 / 000456
Instrument Date	Jul 17, 2017
Instrument	113591
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,258.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RIVER ST HUDSON MA 017491927, HUDSON, MA 01749-1927

Mortgage

Document Number	69634-458
Date	Jul 20, 2017
Book Page	069634/000458
Instrument	113592

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 125 River St was $6,349, up 6.1% from the year before.

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,349.00 (+6.08%)	$457,400 (+6.99%) Land $186,900 Building $270,500	$494,000 (+18.48%)
2024	$5,985.00 (+2.8%)	$427,500 (+7.2%) Land $169,800 Building $257,700	$416,955
2023	$5,822.00	$398,800 Land $163,300 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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