Carter County property record for 125 Ridgetop Dr, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 1,144 sqft |
| Lot Size | 0.809 acres (35,269 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $530 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-00-00-106.00 |
| Primary APN | 106-00-00-106.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,144 sqft Living Area |
| Lot Area | 35,269 sqft (0.809 acres) |
|---|
| Account Number | 30499 |
|---|---|
| Street Address | 125 RIDGETOP DR |
| City | GRAYSON |
| State | KY |
| Zip | 41143-8295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | TOWN OF HITCHENS |
| Jurisdiction | CARTER KY |
| Township / Civil Division | WILLARD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 960700 |
125 Ridgetop Dr, a single family home, is owned by an individual.
Source: Carter County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 873 STATE HIGHWAY 1444, GRAYSON, KY 41143-7699 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 125 RIDGETOP DR, GRAYSON, KY 41143-8295 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 873 STATE HIGHWAY 1444, GRAYSON, KY 41143-7699 |
| Document Number | 000486/690 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 486/690 |
| Instrument | 553584 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Sep 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 125 RIDGETOP DR, GRAYSON, KY 41143-8295 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 873 STATE HIGHWAY 1444, GRAYSON, KY 41143-7699 |
| Document Number | 000484/562 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 484/562 |
| Instrument | 553168 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Sep 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 125 Ridgetop Dr was $530.
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $530.00 | $62,200 | $62,200 |
| 2023 | $536.00 | $62,200 | $62,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Ridgetop Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2025) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Feb 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Ridgetop Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATTLESNAKE RIDGE WATER DISTRICT serves 11,397 people · EPA ID KY0220555 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2020 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
May also be available: Foothills Communications, Verizon.
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