Rockbridge County property record for 125 Ridgemore Dr, Raphine, VA 24472 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,383 sqft · built 2023 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Dec 2021) |
| Tax Bill | $2,969 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27 14 9 |
| Primary APN | 27 14 9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,383 sqft Living Area |
| Gross Area | 5,587 sqft |
| 1st Floor Area | 2,383 sqft |
| Basement Area | 2,383 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 90,605 sqft (2.08 acres) |
| Terrain | Rolling |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 18370 |
|---|---|
| Street Address | 125 RIDGEMORE DR |
| City | RAPHINE |
| State | VA |
| Zip | 24472-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEMORE LOT 9 |
| Legal Subdivision | RIDGEMORE |
| Legal Lot Number | 9 |
| Jurisdiction | ROCKBRIDGE VA |
| Township / Civil Division | WALKERS CREEK |
| Census Block Group | 1 |
| Census Block | 1152 |
| Census Tract | 930200 |
Source: Rockbridge County records · APN 27 14 9
Assessment roll updated December 11, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 E 21ST ST, 3, BUENA VISTA, VA 24416-2351 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit CS BANK |
| Dec 06, 2021 | Deed, Transfer LEXINGTON TITLE AGENCY INC, LEXINGTON TITLE AGENCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2021 · Amount on Record |
| Deed Sale | Dec 06, 2021 · Amount on Record |
| Prior Sale | Jul 07, 2010 · Amount on Record |
| Deed Document Number | 20214649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Property Address | RIDGEMORE DR, RAPHINE, VA 24472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 125 RIDGEMORE DR, RAPHINE, VA 24472-2340 |
| Document Number | 0240000096 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 240000096 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Property Address | RIDGEMORE DR, RAPHINE, VA 24472 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1561, LEXINGTON, VA 24450-1561 |
| Document Number | 0220003763 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 220003763 |
| Name | CS BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, VA 24450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKBRIDGE VA |
| Recording Date | Dec 06, 2021 |
| Property Address | RIDGEMORE DR, RAPHINE, VA 24472 |
| Document Number | 0210004649 |
| Map Reference | CAB 3 PG 604 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 210004649 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | LEXINGTON TITLE AGENCY INC, LEXINGTON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 50 RUNNING CEDAR LN, FAIRFIELD, VA 24435-2651 |
Source: Rockbridge County records · Assessment roll updated December 11, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockbridge County |
| Unified School District | Rockbridge County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,969.00 | $463,900 (+731.36%) Land $55,800 Building $408,100 | $463,900 (-) Land $55,800 Building $408,100 |
| 2023 | $55,800 Land $55,800 | $463,900 Land $55,800 Building $408,100 |
Source: FEMA National Flood Hazard Layer, Rockbridge County (51163C), updated August 7, 2006 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511639302001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 52 (1992–2018) |
| Claims Outside the SFHA | 2 of 52 |
| Most Recent Claim | Apr 2018, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 54% of the US · above 83% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 685 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BARC Electric Cooperative | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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