125 Ridge View Rd, Versailles, KY 40383 Property Records

Woodford County property record for 125 Ridge View Rd, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2025)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-3032-004-00`

Property Details

APN / Parcel Number

Primary APN	`30-3032-004-00`
Alternative APN	`31309`

Location & Zoning

Account Number	31309
Street Address	125 RIDGE VIEW RD
City	VERSAILLES
State	KY
Zip	40383-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:504 UNIT:2 SUBD:WOOLDRIDGE GARDENS PH 11 MAP REF:D-268
Legal Subdivision	WOOLDRIDGE GARDENS PH 11
Legal Lot Number	504
Legal Unit	2
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2011
Census Tract	50103

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EXPREE CU
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 2, 2018	Deed, Transfer · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2017	Deed, Transfer · Commercial Mortgage TRADITIONAL BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	278103
Deed Book / Page	D353 / 130
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	125 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M979/366
Date	Dec 11, 2023
Book Page	M979/366
Instrument	224377

Lender

Name	EXPREE CU
Type	Credit Union
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	125 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M954/143
Date	Aug 19, 2022
Book Page	M954/143
Instrument	152572

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	125 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M932/52
Date	Nov 19, 2021
Book Page	M932/52
Instrument	120175

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	125 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND GROUP TITLE & CLOSINGS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M881/1
Date	Sep 21, 2020
Book Page	M881/1
Instrument	92410

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Jul 2, 2018
Property Address	125 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Document Number	D308/007
Book / Page	D308 / 007
Map Reference	CAB D SL 268
Instrument Date	Jun 29, 2018
Instrument	58078
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2424 HARRODSBURG RD STE 101, 2424, LEXINGTON, KY 40503-2106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RIDGE VIEW RD, VERSAILLES, KY 40383-8019

Mortgage

Document Number	58079
Date	Jul 2, 2018
Instrument	58079

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Aug 3, 2017
Property Address	125 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Document Number	D301/620
Book / Page	D301 / 620
Map Reference	CAB D SL 268
Instrument Date	Jul 27, 2017
Instrument	40043
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4300 RAVENS CREST LN, 4300, LEXINGTON, KY 40515-8552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 RAVERS CREST LANE, LEXINGTON, KY 40515-8552

Mortgage

Document Number	40044
Date	Aug 3, 2017
Instrument	40044

Lender

Name	TRADITIONAL BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jul 27, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00 (+27.1%)	$270,000 (+42.11%)	$270,000 (+42.11%)
2023	$1,930.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	39 (1978–1997)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 6 claims Severe Storms & Flooding, Feb 1989 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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