125 Rhode Island St, Edgewater, FL 32132 Property Records

Volusia County property record for 125 Rhode Island St, Edgewater, FL 32132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1960
Lot Size	0.28 acres (12,212 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2026)
Tax Bill	$5,172 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-31-00-0110`

Property Details

APN / Parcel Number

Primary APN	`8402-31-00-0110`
Alternative APNs	`34180231000110` `02183431000110` `3965167.0` `3965167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	1,806 sqft
1st Floor Area	1,650 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,212 sqft (0.28 acres)
Lot Dimensions	142 ft deep x 11 ft wide
Garage Type	Attached
Garage Area	156 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	90 sqft
Patio Area	698 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3965167
Street Address	125 RHODE ISLAND ST
City	EDGEWATER
State	FL
Zip	32132-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2
Legal Description	2-18-34 PARCEL 11 BEING 86 FT ON N/L & 139.9 FT ON W/L UNREC PLAT 149 PER OR 4209 PG 1911 PER OR 6031 PG 0884 PER OR 6310 PG 2790 PER OR 6889 PG 3723 PER OR 6960 PG 3249 PER OR 8240 PG 1300
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	PARCEL
Legal Tract	31
Legal Lot Number	2
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2008
Census Tract	83008

Owner

125 Rhode Island St is owned and occupied by two individuals who bought it in May 2026.

Source: Volusia County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 SAULBERG RD, WASHINGTONVILLE, NY 10992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Apr 20, 2022 · Amount on File
Deed Document Number	202693097
Deed Book / Page	8856 / 4060
Prior Transfer Date	Jun 6, 1997
Prior Transfer Doc	4209001911
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	125 RHODE ISLAND ST, EDGEWATER, FL 32132-3637
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19071 PORTO NUEVO DR 301, 301, FORT MYERS, FL 33967-5884

Mortgage

Document Number	0082401302
Date	Apr 20, 2022
Book Page	8240/1302
Instrument	2022092940

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 22, 2026
Property Address	125 RHODE ISLAND ST, EDGEWATER, FL 32132-3637
Document Number	0000093097
Book / Page	8856 / 4060
Instrument Date	May 19, 2026
Instrument	202693097
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093098,
Date	May 22, 2026
Instrument	202693098

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 22, 2026
Property Address	125 RHODE ISLAND ST, EDGEWATER, FL 32132-3637
Document Number	0088564060
Book / Page	8856 / 4060
Instrument Date	May 19, 2026
Instrument	202693097
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093098,
Date	May 22, 2026
Instrument	202693098

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 125 Rhode Island St was $5,172 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,931 (+2.7%)	$437,509 (+1.68%) Land $67,620 Building $369,889
2025	$5,172.00 Homeowner's exemption	$327,100	$430,290 Land $67,620 Building $362,670
2023	$5,060.00 (+125.29%) Homeowner's exemption	$308,624 (+95.55%)	$387,971 (+21.32%) Land $50,715 Building $337,256
2022	$2,246.00 Homeowner's exemption	$157,825	$319,797 Land $45,644 Building $274,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Rhode Island St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	20 (1985–2022)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 3 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Rhode Island St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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