125 Reflections Dr, Apt 22, San Ramon, CA 94583 Property Records

Contra Costa County property record for 125 Reflections Dr, Apt 22, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 943 sqft · built 1988
Lot Size	0.02 acres (856 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (May 2021)
Tax Bill	$7,273 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-771-090-7`

Property Details

APN / Parcel Number

Primary APN	`213-771-090-7`
Alternative APN	`213-771-090`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	943 sqft Living Area
1st Floor Area	943 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	856 sqft (0.02 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	125 REFLECTIONS DR, 22
City	SAN RAMON
State	CA
Zip	94583-4724
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L1 B13 U22
Legal Subdivision	SUBDIVISION 6780
Legal Tract	6780
Legal Block	13
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

125 Reflections Dr, Apt 22 is owned and occupied by two individuals who bought it in May 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 REFLECTIONS DR, 22, SAN RAMON, CA 94583-4724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Jun 27, 2017 · Amount on File
Deed Document Number	2021137729
Prior Transfer Date	Mar 8, 2007
Prior Transfer Doc	0000076042
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2021
Property Address	125 REFLECTIONS DR APT 22, 22, SAN RAMON, CA 94583-4724
Document Number	0000137729
Map Reference	MB 326 PG 1
Instrument Date	Apr 30, 2021
Instrument	2021-137729
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 REFLECTIONS DR APT 22, 22, SAN RAMON, CA 94583-4724

Mortgage

Document Number	0000137730
Date	May 7, 2021
Instrument	2021-137730

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	125 REFLECTIONS DR APT 22, 22, SAN RAMON, CA 94583-4724
Document Number	0000194889
Instrument Date	Oct 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 REFLECTIONS DR #22 SAN RAMON CA 945834724, 22, SAN RAMON, CA 94583-4724

Mortgage

Document Number	0000194889
Date	Oct 24, 2017
Instrument	194889

Lender

Name	BANK OF THE WEST
Type	Bank
Address	CASTRO VALLEY, CA 94546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 27, 2017
Property Address	125 REFLECTIONS DR APT 22, 22, SAN RAMON, CA 94583-4724
Document Number	0000115047
Map Reference	MB326 PG1
Instrument Date	Jun 22, 2017
Instrument	2017-115047
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 REFLECTIONS DR APT 22, 22, SAN RAMON, CA 94583-4724

Mortgage

Document Number	0000115048
Date	Jun 27, 2017
Instrument	2017-115048

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 125 Reflections Dr, Apt 22 was $7,273 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,000 (-6.78%) Land $343,091 Building $211,909
2025	$7,273.00 Homeowner's exemption	$595,336 Land $368,026 Building $227,310
2023	$7,044.00 (+0.23%) Homeowner's exemption	$572,220 Land $353,736 Building $218,484
2022	$7,028.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 125 Reflections Dr, Apt 22 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Reflections Dr, Apt 22 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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