125 Prospect Rd, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 125 Prospect Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,400 sqft · built 1996
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on File
Last Sale	$920,000 (Jan 2023)
Tax Bill	$17,287 (2024)
Deeds & Mortgages	Dec 2023 Refinance Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`40-1-49.1`

Property Details

APN / Parcel Number

Primary APN	`40-1-49.1`
Alternative APNs	`200320100000010040000000` `332003 201-1-4` `201-1-4`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	1,280 sqft
2nd Floor Area	1,120 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	104,544 sqft (2.4 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Covered Porch
Porch Area	839 sqft
Patio Area	280 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	201-1-4
Street Address	125 PROSPECT RD
City	MONROE
State	NY
Zip	10950-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	LT 1 BERNICE SUB MAP 9391
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	1
Census Block	1002
Census Tract	13400

Owner

125 Prospect Rd is owned by an individual who bought it in January 2023.

Source: Orange County and Blooming Grove Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	37 CALVERT DR, MONSEY, NY 10952-2126
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ARK MORTGAGE INC
Jan 16, 2026	Deed, Transfer · Conventional Mortgage DART BANK
Aug 25, 2023	Deed, Transfer
Jan 24, 2023	Deed, Transfer
Oct 19, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI BANK OF AMERICA
Sep 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on File
Deed Sale	Jan 24, 2023 · Amount on File
Deed Document Number	20235409
Deed Book / Page	15368 / 1361
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	125 PROSPECT RD, MONROE, NY 10950-2031
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071862
Date	Dec 5, 2023
Book Page	15500/1122
Instrument	20230071862

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2051

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 16, 2026
Property Address	125 PROSPECT RD, MONROE, NY 10950-2031
Document Number	0000003647
Book / Page	15841 / 821
Instrument Date	Dec 29, 2025
Instrument	20260003647
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 CALVERT DR, MONSEY, NY 10952-2126

Mortgage

Document Number	0000003648
Date	Jan 16, 2026
Book Page	15841/827
Instrument	20260003648

Lender

Name	DART BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 25, 2023
Property Address	125 PROSPECT RD, MONROE, NY 10950-2031
Document Number	0000052020
Book / Page	15462 / 965
Instrument Date	Aug 16, 2023
Instrument	20230052020
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	6502 68TH AVE, RIDGEWOOD, NY 11385-4651

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 24, 2023
Property Address	125 PROSPECT RD, MONROE, NY 10950-2031
Document Number	0000005409
Book / Page	15368 / 1361
Instrument Date	Jan 5, 2023
Instrument	20230005409
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 CALVERT DR, MONSEY, NY 10952-2126

October 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ORANGE NY
Recording Date	Oct 19, 2017
Property Address	125 PROSPECT RD, MONROE, NY 10950-2031
Book / Page	014307 / 000888
Instrument Date	Sep 30, 2017
Instrument	74943
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 PROSPECT RD MONROE NY 109502031, MONROE, NY 10950-2031

Mortgage

Document Number	0000074943
Date	Oct 19, 2017
Book Page	014307/000888
Instrument	74943

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	125 PROSPECT RD, MONROE, NY 10950-2031
Document Number	0000074942
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 PROSPECT RD MONROE NY 109502031, MONROE, NY 10950-2031

Mortgage

Document Number	0000074942
Date	Oct 19, 2017
Book Page	014307/000870
Instrument	74942

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Municipality	South Blooming Grove Village
Unified School District	Washingtonville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,500 (-) Land $13,400 Building $51,100	$736,300 (+9.7%)
2024	$17,287.00	$64,500 (-) Land $13,400 Building $51,100	$671,200 (+8.12%)
2023		$64,500 (-) Land $13,400 Building $51,100	$620,800 (+22.71%) Land $128,972 Building $491,828
2022		$64,500 Land $13,400 Building $51,100	$505,900 Land $105,102 Building $400,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Prospect Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	17 units insured incl. 4 condo units
Nearby Flood Claims	15 (1979–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2011
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Prospect Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Frontier, Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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