125 Ponderosa Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 125 Ponderosa Ln, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,140 sqft · built 1992
Lot Size	3.22 acres (140,263 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Feb 2021)
Tax Bill	$3,159 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0794556`

Property Details

APN / Parcel Number

Primary APN	`R0794556`
Alternative APNs	`07-4078-19-2-08-43-0000` `0000974745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	2,140 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	140,263 sqft (3.22 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000974745
Street Address	125 PONDEROSA LN
City	KALISPELL
State	MT
Zip	59901-6833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S19, T29 N, R21 W, ACRES 3.22, CS 9555, TR 1BBA IN N2NW4
Legal Range	21W
Legal Township	29N
Legal Section	19
Legal Subdivision	CERTIFICATE OF SURVEY NO 9555
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2029
Census Tract	601

Owner

125 Ponderosa Ln is owned by an individual who bought it in February 2021.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	127 PONDEROSA LN, KALISPELL, MT 59901-6833
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit PARK SIDE FCU
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit PARK SIDE FCU
Oct 22, 2021	Intrafamily Transfer, Transfer INSURED TITLE, INSURED TITLES
Sep 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Feb 10, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage PARK SIDE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Deed Document Number	20214885
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	125 PONDEROSA LN, KALISPELL, MT 59901-6833
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500023766
Date	Nov 3, 2025
Instrument	202500023766

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Oct 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	125 PONDEROSA LN, KALISPELL, MT 59901-6833
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010798
Date	Apr 27, 2022
Instrument	202200010798

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Oct 22, 2021
Property Address	125 PONDEROSA LN, KALISPELL, MT 59901-6833
Document Number	202100037323
Instrument Date	Oct 15, 2021
Instrument	202100037323
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PONDEROSA LN, KALISPELL, MT 59901-6833

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	125 PONDEROSA LN, KALISPELL, MT 59901-6833
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800023498
Date	Sep 24, 2018
Instrument	201800023498

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 10, 2021
Property Address	125 PONDEROSA LN, KALISPELL, MT 59901-6833
Document Number	202100004885
Instrument Date	Jan 6, 2021
Instrument	202100004885
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PONDEROSA LN, KALISPELL, MT 59901-6833

Mortgage

Document Number	202100004886
Date	Feb 10, 2021
Instrument	202100004886

Lender

Name	PARK SIDE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 125 Ponderosa Ln was $3,159, down 3.7% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,159.00 (-3.66%)	$760,200 (-)
2025	$3,279.00	$760,200	$760,200 Land $252,758 Building $507,442
2023	$4,412.00	$527,800	$527,800 Land $153,746 Building $374,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Ponderosa Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Ponderosa Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Bullitt Communications, Verizon.

Nearby Properties on Ponderosa Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures