125 Ponce Harbor Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 125 Ponce Harbor Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Commercial
Details	6,930 sqft · built 2005
Lot Size	7.5 acres (326,700 sqft)
Owner	Company Name on Record
Last Sale	$2,086,500 (Oct 2022)
Tax Bill	$24,544 (2025)
Deeds & Mortgages	Oct 2022 Sale Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101650-0000`

Property Details

APN / Parcel Number

Primary APN	`101650-0000`

Interior

Plumbing Fixtures	23 Plumbing Fixtures
Stories	1 Story
Building Area	6,930 sqft Gross Area
1st Floor Area	6,930 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	326,700 sqft (7.5 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Pool Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 PONCE HARBOR DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-4192
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	OR
Legal Description	1 PT OF GL 1 SEC 36-7-29 & PT OF SEC 31-7-30 - LYING W OF OLD MOULTRIE RD & N OF S LINE OF FPL EASE OR5653/610
Legal Range	29E
Legal Township	07S
Legal Section	36
Legal Phase	36-7-29
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1016
Census Tract	21301

Owner

Source: St. Johns County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8377 E HARTFORD DR, 100, SCOTTSDALE, AZ 85255-5686
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Lease, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 21, 2022	Special Warranty Deed, Transfer · Commercial Mortgage CITIBANK NA
Dec 3, 2020	Grant Deed, Transfer · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Dec 23, 2003 · Amount on Record
Deed Document Number	202298676
Deed Book / Page	5653 / 610
Prior Transfer Date	Dec 1, 2005
Prior Transfer Doc	0025960499
Record Updated	Oct 29, 2026

October 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	ST JOHNS FL
Recording Date	Oct 21, 2022
Property Address	125 PONCE HARBOR DR, SAINT AUGUSTINE, FL 32086-4192
Document Number	0056530638
Book / Page	5653 / 638
Instrument Date	Oct 20, 2022
Instrument	2022098678
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8377 E HARTFORD DR # DR100, DR100, SCOTTSDALE, AZ 85255-5685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1551 ATLANTIC BLVD STE 200, 200, JACKSONVILLE, FL 32207-3368

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 21, 2022
Property Address	125 PONCE HARBOR DR, SAINT AUGUSTINE, FL 32086-4192
Document Number	0056530610
Book / Page	5653 / 610
Instrument Date	Oct 19, 2022
Instrument	2022098676
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14,605.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 LAUREL LN, PONTE VEDRA BEACH, FL 32082-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8377 E HARTFORD DR STE 100, 100, SCOTTSDALE, AZ 85255-5686

Mortgage

Document Number	0005653615
Date	Oct 21, 2022
Instrument	5653/615

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 3, 2020
Property Address	125 PONCE HARBOR DR, SAINT AUGUSTINE, FL 32086-4192
Document Number	0051140559
Book / Page	005114 / 000559
Instrument Date	Dec 2, 2020
Instrument	109700
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,800.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7015 A C SKINNER PKWY #1 JACKSONVILLE FL 322566932, 1, JACKSONVILLE, FL 32256-6932

Mortgage

Document Number	51140564
Date	Dec 3, 2020
Book Page	005114/000564
Instrument	109701

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,867,174 (+2.89%) Land $715,704 Building $1,151,470	$1,867,174 (+2.89%) Land $715,704 Building $1,151,470
2025	$24,544.00 (+10.55%)	$1,814,725 (+10.11%)	$1,814,725 (+10.11%) Land $715,704 Building $1,099,021
2024	$22,201.00 (+5.62%)
2023	$21,019.00 (+79.47%)	$1,648,148 (+74.07%)	$1,648,148 (+74.07%) Land $715,704 Building $932,444
2022	$11,712.00	$946,827	$946,827 Land $360,375 Building $586,452

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2001–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Ponce Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures