Erie County and Lackawanna City property record for 125 Point St, Buffalo, NY 14218
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 875 sqft · built 1947 |
| Lot Size | 0.099 acres (4,320 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $962 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140900 141.59-4-8 |
| Primary APN | 140900 141.59-4-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,320 sqft (0.099 acres) |
| Lot Dimensions | 107 ft deep x 40 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 826 |
|---|---|
| Street Address | 125 POINT ST |
| City | BUFFALO |
| State | NY |
| Zip | 14218-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 15FT SL 21 W25FT SL 2O B6 15 4O X 107.5 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LACKAWANNA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 17400 |
125 Point St is owned and occupied by an individual who acquired it in October 1999.
Source: Erie County and Lackawanna City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 POINT ST, BUFFALO, NY 14218-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 27, 1999 |
| Transfer Doc | 0000000392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 8, 2026 |
| Property Address | 125 POINT ST, BUFFALO, NY 14218-2523 |
| Document Number | 0000123756 |
| Book / Page | 14204 / 3229 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026123756 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 125 POINT ST, BUFFALO, NY 14218-2523 |
| Document Number | 0000123756, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 14204/3229 |
| Instrument | 2026123756 |
| Name | MORTON LANE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
The 2026 property tax bill for 125 Point St was $962 with a homeowner's exemption.
Source: Erie County and Lackawanna City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Lackawanna City |
| Unified School District | Lackawanna City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $962.00 Homeowner's exemption | ||
| 2025 | $44,000 Land $4,200 Building $39,800 | $68,750 Land $6,562 Building $62,188 | |
| 2023 | Homeowner's exemption | $44,000 (-) Land $4,200 Building $39,800 | $55,700 (+13.91%) Land $5,317 Building $50,383 |
| 2022 | $44,000 Land $4,200 Building $39,800 | $48,900 Land $4,668 Building $44,232 | |
| 2021 | $355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Point St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 125 Point St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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