Muskegon County property record for 125 Pinecrest Rd, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1958 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,900 (Jan 2023) |
| Tax Bill | $7,196 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22425000003700 |
| Primary APN | 22425000003700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,996 sqft (0.482 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 125 PINECREST RD |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | W-MP-0037 CITY OF WHITEHALL MILL POND PARK SUB'D LOT 37 |
| Legal Subdivision | CITY OF WHITEHALL |
| Legal Lot Number | 37 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 3701 |
Source: Muskegon County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5890 MICHILLINDA RD, WHITEHALL, MI 49461-9471 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Jul 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS EQUITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Document Number | 20235784906 |
| Deed Book / Page | 4319 / 302 |
| Last Transfer Date | Jan 28, 2025 |
| Transfer Doc | 004375/834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jan 17, 2023 |
| Property Address | 125 PINECREST RD, WHITEHALL, MI 49461-1923 |
| Document Number | 004319/302 |
| Book / Page | 4319 / 302 |
| Map Reference | LB 13 PG 14 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 5784906 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 PINECREST RD, WHITEHALL, MI 49461-1923 |
| Name | Verified Name |
|---|---|
| Address | 5890 MICHILLINDA RD, WHITEHALL, MI 49461-9471 |
| Document Number | 0004319303 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 4319-303 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Sep 11, 2020 |
| Property Address | 125 PINECREST RD, WHITEHALL, MI 49461-1923 |
| Document Number | 004232/933 |
| Book / Page | 4232 / 933 |
| Map Reference | LB 13 PG 14 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 5698623 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,608.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 905 S COVE CIR, 905, WHITEHALL, MI 49461-8603 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 125 PINECREST RD, WHITEHALL, MI 49461-1923 |
| Document Number | 0004232934 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 4232/934 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 125 PINECREST RD, WHITEHALL, MI 49461-1923 |
| Document Number | 0005627491 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 125 PINECREST RD WHITEHALL MI 494611923, WHITEHALL, MI 49461-1923 |
| Document Number | 0005627491 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 004161/000732 |
| Instrument | 5627491 |
| Name | CITIZENS EQUITY FCU |
|---|---|
| Type | Mortgage Company |
| Address | PEORIA, IL 61656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 10, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Whitehall City |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,100 (+4.56%) | $266,200 (+4.56%) | |
| 2025 | $7,196.00 (-0.55%) | $127,300 | $254,600 |
| 2024 | $7,236.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEHALL serves 2,902 people · EPA ID MI0007100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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