125 Pine Valley, Williamsburg, VA 23188 Property Records

James City County property record for 125 Pine Valley, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,798 sqft · built 2004
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Apr 2024)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-2 04-0-0111`

Property Details

APN / Parcel Number

Primary APN	`37-2 04-0-0111`
Alternative APN	`12184`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,798 sqft Living Area
Basement Area	1,216 sqft
Finished Basement	1,216 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Concrete
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.439 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	248 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12184
Street Address	125 PINE VLY
City	WILLIAMSBURG
State	VA
Zip	23188-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-111 S-7 FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	111
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	80208

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 PINE VLY, WILLIAMSBURG, VA 23188-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit TOWNEBANK MTG
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG
Dec 21, 2017	Deed of Trust, Mortgage · Conventional with PMI TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	202403880
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 1, 2024
Property Address	125 PINE VLY, WILLIAMSBURG, VA 23188-9110
Document Number	0202403880
Instrument Date	Mar 7, 2024
Instrument	202403880
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PINE VLY, WILLIAMSBURG, VA 23188-9110

Mortgage

Document Number	0202403883
Date	Apr 1, 2024
Instrument	202403883

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 28, 2022
Property Address	125 PINE VLY, WILLIAMSBURG, VA 23188-9110
Document Number	0202203249
Instrument Date	Feb 15, 2022
Instrument	202203249
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PINE VLY, WILLIAMSBURG, VA 23188-9110

Mortgage

Document Number	0202203250
Date	Feb 28, 2022
Instrument	202203250

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 6, 2037

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	125 PINE VLY, WILLIAMSBURG, VA 23188-9110
Document Number	0000009123
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PINE VLY WILLIAMSBURG VA 231889110, WILLIAMSBURG, VA 23188-9110

Mortgage

Document Number	0000009123
Date	Jun 24, 2020
Instrument	9123

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jun 23, 2055

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	125 PINE VLY, WILLIAMSBURG, VA 23188-9110
Document Number	0000005583
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PINE VLY WILLIAMSBURG VA 231889110, WILLIAMSBURG, VA 23188-9110

Mortgage

Document Number	0000005583
Date	Apr 22, 2020
Instrument	5583

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	125 PINE VLY, WILLIAMSBURG, VA 23188-9110
Document Number	0000024652
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000024652
Date	Dec 28, 2017
Instrument	24652

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,852.00 (+6.42%)	$705,100 (+26.27%) Land $106,900 Building $598,200	$705,100 (+26.27%) Land $106,900 Building $598,200
2024	$5,499.00 (+18.67%)
2023	$4,634.00	$558,400 Land $78,900 Building $479,500	$558,400 Land $78,900 Building $479,500
2022	$4,634.00 (+13.83%)
2019	$4,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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