125 Pine Hill Dr, Morehead, KY 40351 Property Records

Rowan County property record for 125 Pine Hill Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1,655 sqft
Lot Size	1.15 acres (50,442 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2020)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-20 05 029.01`

Property Details

APN / Parcel Number

Primary APN	`080-20 05 029.01`
Alternative APNs	`10872` `10923` `11466`

Interior

Stories	1 Story
Building Area	1,655 sqft Living Area
Basement Area	1,655 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	50,442 sqft (1.15 acres)
Garage Type	Attached

Location & Zoning

Account Number	11466
Street Address	125 PINE HILL DR
City	MOREHEAD
State	KY
Zip	40351-1186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.158A+- OXLEY BRANCH PLUS .199 ACRES
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	4
Census Block	4022
Census Tract	950202

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 PINE HILL DR, MOREHEAD, KY 40351-1186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 21, 2020	Deed, Transfer
Jul 6, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2006570
Deed Book / Page	D277 / 5
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	125 PINE HILL DR, MOREHEAD, KY 40351-1186
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PINE HILL DR, MOREHEAD, KY 40351-1186

Mortgage

Document Number	00A487/894
Date	Dec 11, 2025
Book Page	A487/894
Instrument	2042763

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 21, 2020
Property Address	125 PINE HILL DR, MOREHEAD, KY 40351-1186
Document Number	0000D277/5
Book / Page	D277 / 5
Instrument Date	Sep 17, 2020
Instrument	2006570
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2565 SUN SEEKER CT, 2565, LEXINGTON, KY 40503-2980

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	125 PINE HILL DR, MOREHEAD, KY 40351-1186

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 6, 2018
Property Address	125 PINE HILL DR, MOREHEAD, KY 40351-1186
Document Number	00D268/387
Book / Page	D268 / 387
Map Reference	CAB2 SL13
Instrument Date	Jun 26, 2018
Instrument	410063
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 PINE HILL DR, 125, MOREHEAD, KY 40351-1186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PINE HILL DR, MOREHEAD, KY 40351-1186

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,039.00 (+1.91%)	$363,100 (+3.74%) Land $65,000 Building $298,100	$363,100 (+3.74%) Land $65,000 Building $298,100
2023	$2,982.00	$350,000 Land $40,000 Building $310,000	$350,000 Land $40,000 Building $310,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD STATE UNIVERSITY state or territorial government · serves 6,500 people · EPA ID KY1030480
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Networx Technologies.

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