125 Orchard Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 125 Orchard Rd, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 865 sqft · built 1940
Lot Size	0.072 acres (3,145 sqft)
Owner	Trust Name on Record
Last Sale	$495,000 (May 2024)
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-749-03724203`

Property Details

APN / Parcel Number

Primary APN	`02-749-03724203`
Alternative APNs	`274903724203` `74903724203`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	865 sqft Living Area
Gross Area	1,017 sqft
1st Floor Area	665 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,145 sqft (0.072 acres)
Deck Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74903724203
Street Address	125 ORCHARD RD
City	RIVA
State	MD
Zip	21140-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 227 SC B SYLVAN SHORES
Legal Subdivision	SYLVAN SHORES
Legal Block	2
Legal Lot Number	227
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	702300

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	125 ORCHARD RD, RIVA, MD 21140-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Jul 26, 2019	Deed of Trust, Mortgage EMBRACE HM LOANS
Jun 29, 2018	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS
Jun 14, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FLORA CORNER LLC
May 10, 2017	Grant Deed, Transfer UNIFIED TITLE AND ESCROW INC, UNIFIED TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Book / Page	40449 / 1
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	125 ORCHARD RD, RIVA, MD 21140-1236
Document Number	0355000276
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	125 ORCHARD RD RIVA MD 211401236, RIVA, MD 21140-1236

Mortgage

Document Number	0355000276
Date	Oct 29, 2020
Book Page	035500/000276

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	125 ORCHARD RD, RIVA, MD 21140-1236
Document Number	0334720107
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	PATRIOT TITLE AND ESCROW, PATRIOT TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 ORCHARD RD RIVA MD 211401236, RIVA, MD 21140-1236

Mortgage

Document Number	0334720107
Date	Aug 19, 2019
Book Page	033472/000107

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 29, 2018
Property Address	125 ORCHARD RD, RIVA, MD 21140-1236
Document Number	0322630493
Book / Page	032263 / 000493
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	PATRIOT TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	125 ORCHARD RD RIVA MD 211401236, RIVA, MD 21140-1236

Mortgage

Document Number	322630499
Date	Jun 29, 2018
Book Page	032263/000499

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 14, 2017
Property Address	125 ORCHARD RD, RIVA, MD 21140-1236
Document Number	0310380474
Book / Page	031038 / 000474
Instrument Date	May 24, 2017
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	ULTIMATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 ORCHARD RD RIVA MD 211401236, RIVA, MD 21140-1236

Mortgage

Document Number	310380474
Date	Jun 14, 2017
Book Page	031038/000474

Lender

Name	FLORA CORNER LLC
Address	14340 OLD MARLBORO PIKE, UPPER MARLBORO, MD 20772-2840

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 13, 2018

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 10, 2017
Property Address	125 ORCHARD RD, RIVA, MD 21140-1236
Document Number	0309150226
Book / Page	030915 / 000226
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	UNIFIED TITLE AND ESCROW INC, UNIFIED TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6432 SCRIVNER CT FRIENDSHIP MD 207589700, FRIENDSHIP, MD 20758-9700

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,000 (+16.26%) Land $180,000 Building $141,000	$321,000 (+16.26%) Land $180,000 Building $141,000
2025	$4,460.00 (+47.93%)
2023	$3,015.00	$276,100 Land $170,000 Building $106,100	$276,100 Land $170,000 Building $106,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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