Middlesex County and Wakefield Town property record for 125 Oak St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,409 sqft · built 1940 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Aug 2006) |
| Tax Bill | $6,550 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44505 |
| Primary APN | 44505 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,409 sqft Living Area |
| Gross Area | 2,574 sqft |
| Basement Area | 682 sqft |
| Unfinished Basement | 477 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,301 sqft (0.122 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 44505 |
|---|---|
| Street Address | 125 OAK ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 5 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 335400 |
125 Oak St is owned and occupied by two individuals who bought it in August 2006.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 OAK ST, WAKEFIELD, MA 01880-3854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2006 · Amount on File |
| Deed Sale | Aug 29, 2006 · Amount on File |
| Deed Book / Page | 1325 / 83 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 125 OAK ST, WAKEFIELD, MA 01880-3854 |
| Document Number | 0001844401 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 OAK ST WAKEFIELD MA 018803854, WAKEFIELD, MA 01880-3854 |
| Document Number | 0001844401 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 1844401 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 14, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 125 OAK ST, WAKEFIELD, MA 01880-3854 |
| Document Number | 0001839636 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 OAK ST WAKEFIELD MA 018803854, WAKEFIELD, MA 01880-3854 |
| Document Number | 0001839636 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 1839636 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
The 2025 property tax bill for 125 Oak St was $6,550, up 5.9% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,550.00 (+5.85%) | $577,100 (+4.93%) Land $332,900 Building $244,200 | $669,275 (+3.5%) |
| 2024 | $6,188.00 (-0.23%) | $550,000 (+4.03%) Land $317,200 Building $232,800 | $646,665 |
| 2023 | $6,202.00 | $528,700 Land $304,900 Building $223,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Oak St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 14 (1978–2024) |
| Claims Outside the SFHA | 8 of 14 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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