St. Johns County property record for 125 Oak Ave, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,361 sqft · built 2006 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $820,000 (Oct 2006) |
| Tax Bill | $7,469 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 147600-0060 |
| Primary APN | 147600-0060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,361 sqft Living Area |
| Gross Area | 3,881 sqft |
| 1st Floor Area | 880 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 184 sqft |
| Deck Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 125 OAK AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4/32 SURFSIDE UNIT A LOT 6 BLK CC OR2803/975 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 04 |
| Legal Subdivision | SURFSIDE UNIT A |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20603 |
Source: St. Johns County records · APN 147600-0060
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 OAK AVE, SAINT AUGUSTINE, FL 32084-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 09, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC |
| Aug 20, 2020 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2006 · Amount on Record |
| Deed Sale | Oct 19, 2006 · Amount on Record |
| Prior Sale | Mar 10, 2005 · Amount on Record |
| Deed Document Number | 200677536 |
| Deed Book / Page | 2803 / 975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 125 OAK AVE, SAINT AUGUSTINE, FL 32084-2345 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 125 OAK AVE, SAINT AUGUSTINE, FL 32084-2345 |
| Document Number | 0059341370 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 5934/1370 |
| Instrument | 2024029447 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 125 OAK AVE, SAINT AUGUSTINE, FL 32084-2345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 125 OAK AVE, SAINT AUGUSTINE, FL 32084-2345 |
| Document Number | 0056121801 |
|---|---|
| Date | Aug 09, 2022 |
| Book Page | 5612/1801 |
| Instrument | 2022076823 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 125 OAK AVE, SAINT AUGUSTINE, FL 32084-2345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049730399 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 4973/399 |
| Instrument | 2020050050 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 125 OAK AVE, SAINT AUGUSTINE, FL 32084-2345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 125 OAK AVE, SAINT AUGUSTINE, FL 32084-2345 |
| Document Number | 0050211877 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 5021/1877 |
| Instrument | 2020070186 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,455 (+2.7%) | $888,588 (+4.26%) Land $240,000 Building $648,588 | |
| 2025 | $7,469.00 (+11.59%) Homeowner's exemption | $565,195 (+5.99%) | $852,281 (+3.39%) Land $219,000 Building $633,281 |
| 2024 | $6,693.00 (+1.92%) | ||
| 2023 | $6,567.00 (+9.03%) Homeowner's exemption | $533,268 (+9.2%) | $824,327 (+22.06%) Land $210,000 Building $614,327 |
| 2022 | $6,023.00 Homeowner's exemption | $488,354 | $675,329 Land $188,160 Building $487,169 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 504 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 648 units insured 144 under condo master policies |
| Nearby Flood Claims | 163 (1999–2023) |
| Claims Outside the SFHA | 7 of 163 |
| Most Recent Claim | Feb 2023 |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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