125 Northfield St, Duluth, MN 55803 Property Records

St. Louis County property record for 125 Northfield St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 864 sqft · built 1959
Lot Size	0.196 acres (8,545 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2021)
Tax Bill	$3,814 (2026)
Deeds & Mortgages	Jan 2024 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2112-00160`

Property Details

APN / Parcel Number

Primary APN	`010-2112-00160`
Alternative APNs	`1107589` `1107588`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft
Basement Area	648 sqft
Finished Basement	648 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	8,545 sqft (0.196 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	200 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1107588
Street Address	125 NORTHFIELD ST
City	DULUTH
State	MN
Zip	55803-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 8 FT OF LOT 15 AND WLY 53 FT OF LOT16 SERIAL #
Legal Subdivision	HARTLEY HILLS ADDITION TO DULUTH
Legal Block	1
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2028
Census Tract	100

Owner

125 Northfield St is owned and occupied by an individual who acquired it in November 2023.

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	125 NORTHFIELD ST, DULUTH, MN 55803-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	20211039411
Last Transfer Date	Nov 28, 2023
Transfer Doc	0001076089
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 10, 2024
Property Address	125 NORTHFIELD ST, DULUTH, MN 55803-1944
Document Number	0001076089
Instrument Date	Nov 28, 2023
Instrument	1076089
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 NORTHFIELD ST, DULUTH, MN 55803-1944

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 16, 2021
Property Address	125 NORTHFIELD ST, DULUTH, MN 55803-1944
Document Number	0001039411
Instrument Date	Apr 2, 2021
Instrument	1039411
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 NORTHFIELD ST, DULUTH, MN 55803-1944

Mortgage

Document Number	0001039412
Date	Apr 16, 2021
Instrument	1039412

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 31, 2018
Property Address	125 NORTHFIELD ST, DULUTH, MN 55803-1944
Document Number	00A1002198
Instrument Date	Aug 31, 2018
Instrument	A1002198
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$683.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 NORTHFIELD ST DULUTH MN 558031944, DULUTH, MN 55803-1944

Mortgage

Document Number	1002199
Date	Aug 31, 2018
Instrument	1002199

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 125 Northfield St was $3,814 with a homeowner's exemption, up 27.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,814.00 (+27.3%) Homeowner's exemption
2025	$2,996.00 Homeowner's exemption	$313,300 (+30.6%) Land $32,300 Building $281,000	$313,300 (+30.6%) Land $32,300 Building $281,000
2024		$239,900 Land $33,800 Building $206,100	$239,900 Land $33,800 Building $206,100
2023	$3,248.00
2022		$215,700 Land $39,300 Building $176,400	$215,700 Land $39,300 Building $176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Northfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Northfield St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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