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125 Neptune Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 125 Neptune Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,399 sqft · built 1981
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Jul 2019)
Tax Bill$1,919 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN239300-0000

Property Details

APN / Parcel Number

Primary APN239300-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,399 sqft Living Area
1st Floor Area1,159 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,840 sqft (0.18 acres)
Lot Width80 ft Width
PorchFinished/Open Porch
Porch Area12 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address125 NEPTUNE RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-52 ST AUG SOUTH UT 16 LOTS 4429 & 4430 OR4758/1790
Legal Range30E
Legal Township08S
Legal Section47
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 16
Legal Block16
Legal Lot Number4429
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3037
Census Tract21302

Owner

Source: St. Johns County records · APN 239300-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address125 NEPTUNE RD, SAINT AUGUSTINE, FL 32086-6723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Jul 15, 2019Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2019 · Amount on Record
Deed SaleJul 15, 2019 · Amount on Record
Prior SaleNov 01, 2012 · Amount on Record
Deed Document Number201950459
Deed Book / Page4758 / 1790
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address125 NEPTUNE RD, SAINT AUGUSTINE, FL 32086-6723
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 NEPTUNE RD, SAINT AUGUSTINE, FL 32086-6723

Mortgage

Document Number0054560472
DateDec 29, 2021
Book Page5456/472
Instrument2021140148
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 15, 2019
Property Address125 NEPTUNE RD, SAINT AUGUSTINE, FL 32086-6723
Document Number0047581790
Book / Page4758 / 1790
Map ReferenceMB 8 PG 50-58
Instrument DateJul 10, 2019
Instrument2019050459
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyMARSH LANDING TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address310 RAINTREE TRL, 310, SAINT AUGUSTINE, FL 32086-5551

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 JELLISON RD, SAINT AUGUSTINE, FL 32080-7631

Mortgage

Document Number0047581792
DateJul 15, 2019
Instrument4758/1792
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$159,704 (+2.7%)$231,226 (+1.27%) Land $104,880 Building $126,346
2025$1,919.00 (+15.12%) Homeowner's exemption$155,505 (+2.9%)$228,318 (+1.04%) Land $107,040 Building $121,278
2024$1,667.00 (+2.27%) Homeowner's exemption$151,122 (+3%)$225,971 (-1.41%) Land $107,040 Building $118,931
2023$1,630.00 (+3.95%) Homeowner's exemption$146,720 (+3%)$229,198 (+10.27%) Land $107,040 Building $122,158
2022$1,568.00 Homeowner's exemption$142,447$207,849 Land $71,680 Building $136,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 57 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims8 (1992–2016)
Claims Outside the SFHA8 of 8
Most Recent ClaimOct 2016, tidal / storm surge, Hurricane Matthew
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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