125 Natalie Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 125 Natalie Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,149 sqft · built 1968
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Company Names on Record
Last Sale	$1,100,000 (Jun 2018)
Tax Bill	$17,192 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`256-192-001-4`

Property Details

APN / Parcel Number

Primary APN	`256-192-001-4`
Alternative APN	`256-192-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,149 sqft Living Area
Gross Area	2,605 sqft
1st Floor Area	2,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	128 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 NATALIE DR
City	MORAGA
State	CA
Zip	94556-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3562 LOT 5 EX MR
Legal Subdivision	SUBDIVISION 3562
Legal Tract	3562
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3005
Census Tract	351200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	125 NATALIE DR, MORAGA, CA 94556-2422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jun 29, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jun 29, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 29, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2018103981
Last Transfer Date	Jul 20, 2023
Transfer Doc	0000046281
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	125 NATALIE DR, MORAGA, CA 94556-2422
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155496
Date	Sep 19, 2019
Instrument	2019-155496

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	125 NATALIE DR, MORAGA, CA 94556-2422
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 NATALIE DR, MORAGA, CA 94556-2422

Mortgage

Document Number	0000101445
Date	Apr 5, 2021
Instrument	2021-101445

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	Other
Max Rate	7.62%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	125 NATALIE DR, MORAGA, CA 94556-2422
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 NATALIE DR, MORAGA, CA 94556-2422

Mortgage

Document Number	0000273335
Date	Oct 4, 2021
Instrument	2021-273335

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	125 NATALIE DR, MORAGA, CA 94556-2422
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 NATALIE DR, MORAGA, CA 94556-2422

Mortgage

Document Number	0000036950
Date	Mar 1, 2022
Instrument	2022-036950

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 23, 2032

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 29, 2018
Property Address	125 NATALIE DR, MORAGA, CA 94556-2422
Document Number	0000103981
Map Reference	MB 113 PG 1
Instrument Date	Jun 20, 2018
Instrument	2018-103981
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	125 NATALIE DR, MORAGA, CA 94556-2422

Mortgage

Document Number	0000103982
Date	Jun 29, 2018
Instrument	2018-103982

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 29, 2018
Property Address	125 NATALIE DR, MORAGA, CA 94556-2422
Document Number	0000103979
Instrument Date	Apr 13, 2018
Instrument	103979
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12 BLUEBELL CT SANTA FE NM 875082292, SANTA FE, NM 87508-2292

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 29, 2018
Property Address	125 NATALIE DR, MORAGA, CA 94556-2422
Document Number	0000103980
Instrument Date	Apr 13, 2018
Instrument	103980
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BLUEBELL CT SANTA FE NM 875082292, SANTA FE, NM 87508-2292

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 29, 2018
Property Address	125 NATALIE DR, MORAGA, CA 94556-2422
Document Number	0000103978
Instrument Date	Apr 13, 2018
Instrument	103978
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BLUEBELL CT SANTA FE NM 875082292, SANTA FE, NM 87508-2292

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,391,083 (+2%) Land $928,466 Building $462,617
2025	$17,192.00 (+13.92%) Homeowner's exemption	$1,363,808 (+13.37%) Land $910,261 Building $453,547
2023	$15,091.00 (+3.93%) Homeowner's exemption	$1,203,008 Land $874,915 Building $328,093
2022	$14,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

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