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125 N Willow St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 125 N Willow St, Oneida, NY 13421 · Last verified April 2026

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 1,822 sqft · built 1901
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Dec 2024)
Tax Bill$4,855 (2025)
Deeds & MortgagesAug 2021 Refinance
Jan 2021 Transfer
+ 1 more
APN251201 30.78-1-14

Property Details

APN / Parcel Number

Primary APN251201 30.78-1-14
Alternative APNs
  • 120103007800010140000000
  • INSIDE

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,822 sqft Total Area
1st Floor Area967 sqft
2nd Floor Area903 sqft
Upper Floors Area855 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleTraditional
Exterior MaterialWood
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions138 ft deep x 104 ft wide
Garage TypeAttached
Garage Area855 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area509 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address125 N WILLOW ST
CityONEIDA
StateNY
Zip13421-1506
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block1
Legal Lot Number14.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group1
Census Block1017
Census Tract30102

Owner

Source: Madison County and Oneida City records · APN 251201 30.78-1-14

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address42 PARK TER, SHERRILL, NY 13461-1281
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Jan 20, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 09, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2024 · Amount on Record
Deed SaleDec 18, 2024 · Amount on Record
Deed Document Number20245885
Prior Transfer DateJan 04, 2021
Prior Transfer Doc0000000368
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address125 N WILLOW ST, ONEIDA, NY 13421-1506
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number990
DateAug 27, 2021
Instrument2021-5990
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON NY
Recording DateJan 20, 2021
Property Address125 N WILLOW ST, ONEIDA, NY 13421-1506
Document Number0000000368
Instrument DateJan 04, 2021
Instrument368
Transaction TypeTransfer
Record UpdatedFeb 23, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 N WILLOW ST ONEIDA NY 134211506, ONEIDA, NY 13421-1506

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address125 N WILLOW ST, ONEIDA, NY 13421-1506
Document Number0000000879
Instrument DateFeb 09, 2017
Transaction TypeMortgage
Record UpdatedMar 07, 2017
Title CompanyTITLE SOURCES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address125 N WILLOW ST ONEIDA NY 134211506, ONEIDA, NY 13421-1506

Mortgage

Document Number0000000879
DateFeb 16, 2017
Instrument879
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 15, 2047

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,855.00 (+237.15%)$97,600 (+14.69%) Land $14,200 Building $83,400$137,465 (+22.77%) Land $20,000 Building $117,465
2023$85,100 (-) Land $14,200 Building $70,900$111,974 (+9.21%) Land $18,684 Building $93,290
2022$1,440.00 Homeowner's exemption$85,100 Land $14,200 Building $70,900$102,530 Land $17,108 Building $85,422

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 528 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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