125 N River Rd, Covington, VA 24426 Property Records

Alleghany County property record for 125 N River Rd, Covington, VA 24426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,952 sqft · built 1995
Lot Size	0.505 acres (22,010 sqft)
Owner	Individual Name on Record
Tax Bill	$1,227 (2025)
Flood Zone	Zone X (minimal risk)
APN	`040C0-01-030-0130`

Property Details

APN / Parcel Number

Primary APN	`040C0-01-030-0130`
Alternative APN	`8156`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
Gross Area	2,883 sqft
1st Floor Area	1,238 sqft
Basement Area	825 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	22,010 sqft (0.505 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	153 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8156
Street Address	125 N RIVER RD
City	COVINGTON
State	VA
Zip	24426-9079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 13-SEC 3 RIVER EDGE RETREAT
Legal Lot Number	13
Jurisdiction	ALLEGHANY VA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1046
Census Tract	80301

Owner

Source: Alleghany County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 N RIVER RD, COVINGTON, VA 24426-9079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1996
Deed Sale	Jan 1, 1996
Deed Book / Page	350 / 258
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of June 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Alleghany County
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00	$250,500 (+97.24%) Land $50,000 Building $200,500	$250,500 (+97.24%) Land $50,000 Building $200,500
2023		$127,000 Land $30,000 Building $97,000	$127,000 Land $30,000 Building $97,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1985–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Glo Fiber Cable	1,200 / 100