125 N Eldorado Ave, Klamath Falls, OR 97601 Property Records

Klamath County property record for 125 N Eldorado Ave, Klamath Falls, OR 97601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1951
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Apr 2017)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-3809-028CD-11400-000`

Property Details

APN / Parcel Number

Primary APN	`R-3809-028CD-11400-000`
Alternative APN	`374259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Mixed
Garage Area	1,130 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Patio Area	420 sqft
Fence	Fence

Location & Zoning

Account Number	374259
Street Address	125 N ELDORADO AVE
City	KLAMATH FALLS
State	OR
Zip	97601-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WILLIAMS, BLOCK 4, LOT 2 THRU 4 POR
Legal Range	9EE
Legal Township	38S
Legal Section	28
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	WILLIAMS
Legal Block	4
Legal Lot Number	2-4 3
Jurisdiction	KLAMATH OR
Township / Civil Division	KLAMATH FALLS
Census Block Group	1
Census Block	1024
Census Tract	971700

Owner

125 N Eldorado Ave is owned and occupied by an individual who bought it in April 2017.

Source: Klamath County records, as of November 28, 2025

Owner of Record	Individual Name on File
Mailing Address	125 N ELDORADO AVE, KLAMATH FALLS, OR 97601-2607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on File
Deed Sale	Apr 5, 2017 · Amount on File
Deed Document Number	2017-003608
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	125 N ELDORADO AVE, KLAMATH FALLS, OR 97601-2607
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008295
Date	Sep 22, 2023
Instrument	2023-008295

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	125 N ELDORADO AVE, KLAMATH FALLS, OR 97601-2607
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001353
Date	Jan 29, 2021
Instrument	2021-001353

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Apr 5, 2017
Property Address	125 N ELDORADO AVE, KLAMATH FALLS, OR 97601-2607
Document Number	0000003608
Instrument Date	Apr 3, 2017
Instrument	2017-003608
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 N ELDORADO AVE, KLAMATH FALLS, OR 97601-2607

Mortgage

Document Number	0000003609
Date	Apr 5, 2017
Instrument	2017-003609

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 125 N Eldorado Ave was $2,524, up 2.4% from the year before.

Source: Klamath County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Municipality	Klamath Falls City
Unified School District	Klamath Falls City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00 (+2.39%)	$147,440 (+3%)	$337,150 (-5.27%) Land $29,470 Building $307,680
2024	$2,465.00 (+4.14%)	$143,150 (-)	$355,910 (+2.35%) Land $28,590 Building $327,320
2023	$2,367.00 (+2.03%)	$143,150 (+6.08%)	$347,750 (+51.23%) Land $26,850 Building $320,900
2022	$2,320.00	$134,950	$229,950 Land $22,920 Building $207,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 N Eldorado Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 N Eldorado Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	198 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CentraCom, T-Mobile.

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