Cherokee County property record for 125 Mountain Overlook Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,352 sqft · built 1998 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Company Name on Record |
| Last Sale | $425,000 (Nov 2025) |
| Tax Bill | $1,479 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 448902986271000 |
| Primary APN | 448902986271000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Heated Area |
| Gross Area | 3,612 sqft |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 364 sqft |
| Basement Area | 676 sqft |
| Finished Basement | 676 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 206 ft deep x 272 ft wide |
| Terrain | Mountain |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 192 sqft |
| Deck Area | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 36288 |
|---|---|
| Street Address | 125 MOUNTAIN OVERLOOK DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 CEDAR RIDGE PH 1 1368/573 |
| Legal Subdivision | CEDAR RDG PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 930501 |
Source: Cherokee County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4806 VIRGINIA WOODS DR, MCKINNEY, TX 75071-6456 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | Jul 11, 2012 · Amount on Record |
| Deed Document Number | 20255781 |
| Deed Book / Page | 1790 / 1343 |
| Prior Transfer Date | Sep 8, 2009 |
| Prior Transfer Doc | 1368/0573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Nov 25, 2025 |
| Property Address | 125 MOUNTAIN OVERLOOK DR, MURPHY, NC 28906-8660 |
| Document Number | 01790/1343 |
| Book / Page | 1790 / 1343 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 5781 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4044 SOUTHWELL WAY, SARASOTA, FL 34241-6053 |
| Name | Verified Name |
|---|---|
| Address | 4806 VIRGINIA WOODS DR, MCKINNEY, TX 75071-6456 |
| Document Number | 0017901346 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 1790/1346 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,479.00 | $216,520 (-) | $216,520 (-) Land $25,000 Building $191,520 |
| 2023 | $216,520 | $216,520 Land $25,000 Building $191,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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