Monmouth County and Spring Lake Borough property record for 125 Monroe Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 6,555 sqft · built 2008 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | Trust Name on File |
| Last Sale | $5,800,000 (Jun 2021) |
| Tax Bill | $30,157 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00134-0000-00010 |
| Primary APN | 47-00134-0000-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,555 sqft Living Area |
| 1st Floor Area | 3,796 sqft |
| Upper Floors Area | 3,606 sqft |
| Basement Area | 3,191 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,500 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Built-in |
| Garage Area | 605 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 204 sqft |
| Patio Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 4700134000000009 |
|---|---|
| Street Address | 125 MONROE AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5289 |
| Legal Subdivision | SPRING LAKE |
| Legal Block | 134 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 809100 |
125 Monroe Ave is owner-occupied and held in a trust since December 2024.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 125 MONROE AVE, SPRING LAKE, NJ 07762-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage ROBERT L GALANTUCCI |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA |
| Mar 18, 2021 | Deed of Trust, Mortgage · Reverse Mortgage QUONTIC BANK FSB |
| Jul 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 5, 2019 | Loan Modification, Mortgage OCEANFIRST BK |
| Jan 6, 2018 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BK |
| Mar 13, 2017 | Deed of Trust, Mortgage OCEANFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on File |
| Deed Sale | Jun 16, 2021 · Amount on File |
| Prior Sale | Aug 6, 2004 · Amount on File |
| Deed Document Number | 202195254 |
| Deed Book / Page | 9520 / 6096 |
| Last Transfer Date | Dec 30, 2024 |
| Transfer Doc | 0097205611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 125 MONROE AVE, SPRING LAKE, NJ 07762-1718 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0095206096 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 9520/6096 |
| Instrument | 2021095254 |
| Name | ROBERT L GALANTUCCI |
|---|---|
| Type | Private Party |
| Address | 125 MONROE AVE, SPRING LAKE, NJ 07762 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 125 MONROE AVE, SPRING LAKE, NJ 07762-1718 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0095206108 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 9520/6108 |
| Instrument | 2021095255 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 125 MONROE AVE, SPRING LAKE, NJ 07762-1718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 125 MONROE AVE, SPRING LAKE, NJ 07762-1718 |
| Document Number | 0094920453 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 9492/453 |
| Instrument | 2021042943 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10020 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 23, 2020 |
| Property Address | 125 MONROE AVE, SPRING LAKE, NJ 07762-1718 |
| Document Number | 0000079308 |
| Book / Page | 009428 / 007176 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 79308 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 125 MONROE AVE SPRING LAKE NJ 077621718, SPRING LAKE, NJ 07762-1718 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 125 MONROE AVE, SPRING LAKE, NJ 07762-1718 |
| Document Number | 0000020110 |
| Instrument Date | Feb 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 MONROE AVE SPRING LAKE NJ 077621718, SPRING LAKE, NJ 07762-1718 |
| Document Number | 0000020110 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 009338/001159 |
| Instrument | 20110 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | 975 HOOPER AVE, TOMS RIVER, NJ 08753-8320 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 125 MONROE AVE, SPRING LAKE, NJ 07762-1718 |
| Document Number | 0000008418 |
| Instrument Date | Jan 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 125 MONROE AVE SPRING LAKE NJ 077621718, SPRING LAKE, NJ 07762-1718 |
| Document Number | 0000008418 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 009269/007527 |
| Instrument | 8418 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08754-2009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 22, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 125 MONROE AVE, SPRING LAKE, NJ 07762-1718 |
| Document Number | 0000036239 |
| Book / Page | 009221 / 000599 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 MONROE AVE SPRING LAKE NJ 077621718, SPRING LAKE, NJ 07762-1718 |
| Document Number | 0000036239 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 009221/000599 |
| Instrument | 36239 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 125 Monroe Ave was $30,157, down 4.7% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,820,100 (+3.35%) Land $3,863,800 Building $2,956,300 | $6,820,100 (+3.35%) Land $3,863,800 Building $2,956,300 | |
| 2025 | $30,157.00 (-4.74%) | $6,598,800 Land $3,627,600 Building $2,971,200 | $6,598,800 Land $3,627,600 Building $2,971,200 |
| 2024 | $31,659.00 | ||
| 2023 | $6,260,400 Land $3,558,700 Building $2,701,700 | $6,260,400 Land $3,558,700 Building $2,701,700 | |
| 2022 | $30,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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