125 Mockingbird Rd, Lake Ozark, MO 65049 Property Records

Miller County property record for 125 Mockingbird Rd, Lake Ozark, MO 65049

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,200 sqft · built 2002
Lot Size0.234 acres (10,193 sqft)
Owner2 Individual Names on File
Tax Bill$1,365 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN21421

Property Details

APN / Parcel Number

Primary APN21421
Alternative APN
  • 136013004003004009

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeFrame
Lot Area10,193 sqft (0.234 acres)
Lot Dimensions1,110 ft deep x 310 ft wide

Location & Zoning

Account Number21421
Street Address125 MOCKINGBIRD RD
CityLAKE OZARK
StateMO
Zip65049-5876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 MOCKINGBIRD HILL SUB
Legal Range16W
Legal Township40N
Legal Section13
Legal SubdivisionMOCKINGBIRD HILL SUB
Legal Lot Number9
JurisdictionMILLER MO
Township / Civil DivisionGLAZE
Census Block Group1
Census Block1016
Census Tract962701

Owner

125 Mockingbird Rd is owned and occupied by two individuals.

Source: Miller County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address125 MOCKINGBIRD RD, LAKE OZARK, MO 65049-5876
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2017Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK OF LAKE OF THE OZARKS
Aug 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLER MO
Property Address125 MOCKINGBIRD RD, LAKE OZARK, MO 65049-5876
Transaction TypeMortgage
Record UpdatedJan 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number02017/5572
DateDec 20, 2017
Book Page2017/5572
Instrument201705572
Lender
NameCENTRAL BANK OF LAKE OF THE OZARKS
TypeBank
AddressOSAGE BEACH, MO 65065
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 15, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLER MO
Property Address125 MOCKINGBIRD RD, LAKE OZARK, MO 65049-5876
Transaction TypeMortgage
Record UpdatedJan 2, 2024
Title CompanyNOT AVAILABLE, LAKE OF OZARKS LAND TTL COMP

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 MOCKINGBIRD RD, LAKE OZARK, MO 65049-5876

Mortgage

Document Number02022/4202
DateAug 24, 2022
Book Page2022/4202
Instrument202204202
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressJEFFERSON CITY, MO 65101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2042
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateSep 1, 2027
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 125 Mockingbird Rd was $1,365.

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMiller County
MunicipalityLake Ozark City
Unified School DistrictSchool of The Osage School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,270 (-) Land $1,650 Building $24,620$138,260 (-) Land $8,700 Building $129,560
2025$1,365.00$26,270 Land $1,650 Building $24,620$138,260 Land $8,700 Building $129,560
2023$23,050 Land $1,500 Building $21,550$121,290 Land $7,880 Building $113,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Mockingbird Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Mockingbird Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 55% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OZARK PWS
serves 2,007 people · EPA ID MO3010441
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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