White County property record for 125 Mitchell St, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,732 sqft · built 1955 |
| Lot Size | 1.25 acres (54,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $17,000 (May 2023) |
| Tax Bill | $870 (2021) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093059G A 00900 |
| Primary APN | 093059G A 00900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Basement Area | 392 sqft |
| Unfinished Basement | 392 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 54,810 sqft (1.25 acres) |
| Lot Dimensions | 290 ft deep x 189 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 572 sqft |
| Patio Area | 297 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 125 MITCHELL ST |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | DISTRICT: 1 |
| Legal Subdivision | MITCHELL SIMS SUBDIVISION |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 935400 |
Source: White County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 MITCHELL ST, SPARTA, TN 38583-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 28, 2024 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE |
| May 1, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on Record |
| Deed Sale | May 1, 2023 · Amount on Record |
| Prior Sale | Aug 1, 2011 |
| Deed Document Number | 20231638 |
| Deed Book / Page | 530 / 411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 125 MITCHELL ST, SPARTA, TN 38583-2218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 125 MITCHELL ST, SPARTA, TN 38583-2218 |
| Document Number | 0RB592/339 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | RB592/339 |
| Instrument | 26000297 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 125 MITCHELL ST, SPARTA, TN 38583-2218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0RB547/560 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | RB547/560 |
| Instrument | 24000693 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 125 MITCHELL ST, SPARTA, TN 38583-2218 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0RB479/321 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | RB479/321 |
| Instrument | 21001760 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | SPARTA, TN 38583 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | May 1, 2023 |
| Property Address | 125 MITCHELL ST, SPARTA, TN 38583-2218 |
| Document Number | 0RB530/411 |
| Book / Page | RB530 / 411 |
| Map Reference | MB 103 PG 8 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 23001638 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 MITCHELL ST, SPARTA, TN 38583-2218 |
| Document Number | 0023001639 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 23001639 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
Source: White County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Municipality | Sparta City |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,775 (+86.15%) Land $6,250 Building $48,525 | $219,100 (+86.95%) Land $25,000 Building $194,100 | |
| 2023 | $29,425 (+0.43%) Land $3,375 Building $26,050 | ||
| 2022 | $29,300 Land $3,375 Building $25,925 | $117,200 (-0.42%) Land $13,500 Building $103,700 | |
| 2021 | $870.00 | ||
| 2020 | $117,700 Land $13,500 Building $104,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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