125 Middle St Ext, Saco, ME 04072 Property Records

York County and Saco City property record for 125 Middle St Ext, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,491 sqft · built 1955
Lot Size	0.18 acres (7,823 sqft)
Owner	2 Individual Names on File
Last Sale	$241,300 (Jan 2020)
Tax Bill	$7,750 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F0118R`

Property Details

APN / Parcel Number

Primary APN	`F0118R`
Alternative APNs	`SACO M:032 L:121 U:000-000` `M:032 L:121 U:000=000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,491 sqft Living Area
Gross Area	4,727 sqft
1st Floor Area	1,432 sqft
Attic	Attic
Attic Area	744 sqft
Basement Area	982 sqft
Unfinished Basement	982 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,823 sqft (0.18 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	F0118R
Street Address	125 MIDDLE STREET EXT
City	SACO
State	ME
Zip	04072-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	121
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2019
Census Tract	5200

Owner

Source: York County and Saco City assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 MIDDLE STREET EXT, SACO, ME 04072-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage · Line of Credit SACO VALLEY CREDIT UNION
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SACO VALLEY CREDIT UNION
Jan 15, 2020	Quit Claim Deed, Transfer SACO VLY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2020 · Amount on Record
Deed Sale	Jan 15, 2020 · Amount on Record
Deed Book / Page	18147 / 694
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0181470694
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	125 MIDDLE STREET EXT, SACO, ME 04072-2804
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195460599
Date	Nov 4, 2024
Book Page	19546/599
Instrument	2024037424

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	125 MIDDLE STREET EXT, SACO, ME 04072-2804
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188820829
Date	Nov 29, 2021
Book Page	18882/829
Instrument	2021068756

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jan 15, 2020
Property Address	125 MIDDLE STREET EXT, SACO, ME 04072-2804
Document Number	0181470694
Book / Page	018147 / 000694
Instrument Date	Jan 9, 2020
Instrument	2543
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	INGRAHAM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 MIDDLE STREET EXT SACO ME 040722804, SACO, ME 04072-2804

Mortgage

Document Number	181470696
Date	Jan 15, 2020
Book Page	018147/000696
Instrument	2544

Lender

Name	SACO VLY CU
Type	Credit Union
Address	SACO, ME 04072

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2035

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,750.00 (+40.93%)	$545,800 (+39.45%) Land $128,200 Building $417,600
2024	$5,499.00 (+6.8%)	$391,400 (+39.34%) Land $128,200 Building $263,200
2022	$5,149.00	$280,900 Land $97,700 Building $183,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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