James City County property record for 125 Mid Ocean, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,929 sqft · built 2021 |
| Lot Size | 0.741 acres (32,278 sqft) |
| Owner | Individual Name on File |
| Last Sale | $701,119 (Jul 2021) |
| Tax Bill | $6,884 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-1 07-0-0010 |
| Primary APN | 37-1 07-0-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,929 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 32,278 sqft (0.741 acres) |
| Garage Type | Attached |
| Garage Area | 601 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10309 |
|---|---|
| Street Address | 125 MID OCEAN |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-8414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDENTIAL PLANNED CO |
| Legal Description | L-10 S-3B FORD'S COLONY |
| Legal Subdivision | FORDS COLONY |
| Legal Lot Number | 10 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 80207 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 125 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jul 21, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on File |
| Deed Sale | Jul 22, 2021 · Amount on File |
| Prior Sale | Jul 21, 2020 · Amount on File |
| Deed Document Number | 210014849 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 22, 2021 |
| Property Address | 125 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Document Number | 0210014849 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 210014849 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Document Number | 0210014850 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 210014850 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 21, 2020 |
| Property Address | 125 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Document Number | 0000010815 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 10815 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2250 OLD BRICK RD #220 GLEN ALLEN VA 230606008, 220, GLEN ALLEN, VA 23060-6008 |
| Investor | Possibly a Property Investor |
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,884.00 (+6.42%) | $829,400 (+17.65%) Land $135,400 Building $694,000 | $829,400 (+17.65%) Land $135,400 Building $694,000 |
| 2024 | $6,469.00 (+10.56%) | ||
| 2023 | $5,851.00 | $705,000 Land $98,600 Building $606,400 | $705,000 Land $98,600 Building $606,400 |
| 2022 | $5,851.00 (+606.64%) | ||
| 2019 | $828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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