Hamilton County property record for 125 Melrose Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,793 sqft · built 1941 |
| Lot Size | 0.286 acres (12,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Aug 2020) |
| Tax Bill | $1,229 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 158H H 002 |
| Primary APN | 158H H 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,496 sqft (0.286 acres) |
| Lot Dimensions | 178 ft deep x 72.9 ft wide |
| Garage Type | Detached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000100209 |
|---|---|
| Street Address | 125 MELROSE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 2 STARKEY & WEBB PB 13 PG 17 |
| Legal Subdivision | STARKEY & WEBBS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 3400 |
Source: Hamilton County records · APN 158H H 002
Assessment roll updated January 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 61043 BORDEN DR, BEND, OR 97702-3021 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI GENEVA FIN'L |
| Aug 05, 2020 | Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2020 · Amount on Record |
| Deed Sale | Aug 05, 2020 · Amount on Record |
| Prior Sale | Apr 28, 2010 · Amount on Record |
| Deed Document Number | 2020100 |
| Deed Book / Page | 12101 / 899 |
| Prior Transfer Date | Feb 07, 2005 |
| Prior Transfer Doc | 0000000160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 125 MELROSE DR, CHATTANOOGA, TN 37421-5135 |
| Document Number | 1125000002 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 125 MELROSE DR CHATTANOOGA TN 374215135, CHATTANOOGA, TN 37421-5135 |
| Document Number | 1125000002 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 012246/000336 |
| Instrument | 201125000002 |
| Name | GENEVA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHANDLER, AZ 85248 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 05, 2020 |
| Property Address | 125 MELROSE DR, CHATTANOOGA, TN 37421-5135 |
| Document Number | 0805000100 |
| Book / Page | 012101 / 000899 |
| Instrument Date | Aug 05, 2020 |
| Instrument | 200805000100 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2020 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $481.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61043 BORDEN DR BEND OR 977023021, BEND, OR 97702-3021 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,229.00 (+29.78%) | $81,150 (+91.62%) | $324,600 (+91.62%) Land $75,000 Building $249,600 |
| 2024 | $947.00 | $42,350 (-) | $169,400 (-) Land $40,000 Building $129,400 |
| 2023 | $947.00 | $42,350 (-) | $169,400 (-) Land $40,000 Building $129,400 |
| 2022 | $947.00 | $42,350 | $169,400 Land $40,000 Building $129,400 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 62 (1979–2015) |
| Claims Outside the SFHA | 11 of 62 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 262 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures