125 Meadowlark Ter, Murphy, NC 28906 Property Records

Cherokee County property record for 125 Meadowlark Ter, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 1997
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2020)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455100709837000`

Property Details

APN / Parcel Number

Primary APN	`455100709837000`
Alternative APN	`37171`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,224 sqft Heated Area
Basement Area	816 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	338 ft deep x 143 ft wide
Terrain	Mountain
Garage Type	Carport
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	96 sqft
Deck Area	408 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	37171
Street Address	125 MEADOWLARK TER
City	MURPHY
State	NC
Zip	28906-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 COUNTRY MTN RIDGE 1496/248
Legal Lot Number	46
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2043
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	199 COUNTRY MOUNTAIN RIDGE DR, MURPHY, NC 28906-4715
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	3465
Deed Book / Page	1649 / 47
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 10, 2020
Property Address	125 MEADOWLARK TER, MURPHY, NC 28906-4616
Document Number	0001649/47
Book / Page	1649 / 47
Instrument Date	Jul 7, 2020
Instrument	3465
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 71ST ST W # W17, 4501, BRADENTON, FL 34210-2511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 COUNTRY MOUNTAIN RIDGE DR, MURPHY, NC 28906-4715

Mortgage

Document Number	0016490051
Date	Jul 10, 2020
Instrument	01649/0051

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00	$148,690 (-)	$148,690 (-) Land $26,400 Building $122,290
2023		$148,690	$148,690 Land $26,400 Building $122,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Meadowlark Ter

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