Big Stone County property record for 125 Mc Cloud St, Ortonville, MN 56278
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1960 |
| Lot Size | 0.085 acres (3,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2025) |
| Tax Bill | $2,640 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 22-0686-000 |
| Primary APN | 22-0686-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 936 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Roof Type | Gable |
| Lot Area | 3,718 sqft (0.085 acres) |
| Porch | Slab |
| Porch Area | 195 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 125 MC CLOUD ST |
|---|---|
| City | ORTONVILLE |
| State | MN |
| Zip | 56278-2167 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOTS 5 & 6 BLK 4 |
| Legal Range | 46 |
| Legal Township | 121 |
| Legal Section | 05 |
| Legal Subdivision | PENN ADD |
| Legal Block | 4 |
| Legal Lot Number | 5-6 |
| Jurisdiction | BIG STONE MN |
| Township / Civil Division | ORTONVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950300 |
125 Mc Cloud St, a residential property, is owned by two individuals who bought it in September 2025.
Source: Big Stone County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 WESTERN AVE, MADISON, MN 56256-1733 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on File |
| Deed Sale | Sep 4, 2025 · Amount on File |
| Prior Sale | Jul 10, 2009 · Amount on File |
| Deed Document Number | 20251802059 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 125 Mc Cloud St was $2,640, down 0.1% from the year before.
Source: Big Stone County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Big Stone County |
| Municipality | Ortonville City |
| Unified School District | Ortonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,640.00 (-0.08%) | ||
| 2025 | $2,642.00 | $217,000 | $217,000 |
| 2023 | $2,394.00 | $204,100 | $204,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Mc Cloud St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 972.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 36 (1997–2023) |
| Claims Outside the SFHA | 4 of 36 |
| Most Recent Claim | May 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Mc Cloud St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ortonville serves 2,021 people · EPA ID MN1060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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