Otsego County and Hartwick Town property record for 125 Maples Rd, Hartwick, NY 13348
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,819 sqft · built 1900 |
| Lot Size | 26.5 acres (1,155,647 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,484 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363200 160.00-1-18.01 |
| Primary APN | 363200 160.00-1-18.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,819 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Upper Floors Area | 481 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 1,155,647 sqft (26.5 acres) |
| Porch | Slab |
| Porch Area | 417 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 002900 |
|---|---|
| Street Address | 125 MAPLES RD |
| City | HARTWICK |
| State | NY |
| Zip | 13348-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 996 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 18.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | HARTWICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 590201 |
Source: Otsego County and Hartwick Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 MAPLES RD, HARTWICK, NY 13348-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Feb 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 125 MAPLES RD, HARTWICK, NY 13348-2022 |
| Document Number | 0000005175 |
| Instrument Date | Oct 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 125 MAPLES RD HARTWICK NY 133482022, HARTWICK, NY 13348-2022 |
| Document Number | 0000005175 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 5175 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 17, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 125 MAPLES RD, HARTWICK, NY 13348-2022 |
| Document Number | 0000000875 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICK SILVA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 125 MAPLES RD HARTWICK NY 133482022, HARTWICK, NY 13348-2022 |
| Document Number | 0000000875 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 875 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
Source: Otsego County and Hartwick Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Hartwick Town |
| Unified School District | Cooperstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,484.00 (+8.53%) Homeowner's exemption | ||
| 2025 | $5,053.00 | $277,800 (-) Land $112,800 Building $165,000 | $396,857 (+24%) Land $161,143 Building $235,714 |
| 2023 | $277,800 Land $112,800 Building $165,000 | $320,046 Land $129,954 Building $190,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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