125 Maple St, Crystal Lake, IL 60014 Property Records

McHenry County property record for 125 Maple St, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,315 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (Oct 2025)
Tax Bill	$7,277 (2024)
Deeds & Mortgages	Oct 2025 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-05-131-008`

Property Details

APN / Parcel Number

Primary APN	`19-05-131-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,315 sqft
Gross Area	2,155 sqft
1st Floor Area	840 sqft
2nd Floor Area	475 sqft

Exterior

Year Built	Built 1955
Architectural Style	Cape Cod
Exterior Material	Other
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	125 MAPLE ST
City	CRYSTAL LAKE
State	IL
Zip	60014-5918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0020132 LT 16 BLK 5 E L POMEROYS ADDN
Legal Range	08E
Legal Township	43N
Legal Section	05
Legal Subdivision	E L POMEROYS ADD
Legal Block	5
Legal Lot Number	16
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1014
Census Tract	871301

Owner

Source: McHenry County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 MAPLE ST, CRYSTAL LAKE, IL 60014-5918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Jun 19, 2018	Warranty Deed, Transfer · Conventional with PMI BAXTER CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2025R0028059
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 9, 2025
Property Address	125 MAPLE ST, CRYSTAL LAKE, IL 60014-5918
Document Number	0000028059
Map Reference	DOC 12006
Instrument Date	Sep 26, 2025
Instrument	2025R0028059
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	125 MAPLE ST, CRYSTAL LAKE, IL 60014-5918

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	125 MAPLE ST, CRYSTAL LAKE, IL 60014-5918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045101
Date	Oct 27, 2020
Instrument	2020R0045101

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 19, 2018
Property Address	125 MAPLE ST, CRYSTAL LAKE, IL 60014-5918
Document Number	0000020132
Instrument Date	Jun 8, 2018
Instrument	20132
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6312 KINGSBRIDGE DR CARY IL 600136401, CARY, IL 60013-6401

Mortgage

Document Number	20133
Date	Jun 19, 2018
Instrument	20133

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,277.00 Homeowner's exemption	$93,961 (+49.3%) Land $17,447 Building $76,514	$281,883 (+49.3%) Land $52,341 Building $229,542
2022	Homeowner's exemption	$62,933 Land $17,250 Building $45,683	$188,799 Land $51,750 Building $137,049

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

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