125 Main St, Schenevus, NY 12155 Property Records

Otsego County and Maryland Town property record for 125 Main St, Schenevus, NY 12155

Property Summary

Property Type	Apartments (5+ Units)
Details	4,304 sqft · built 1900
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Oct 2023)
Tax Bill	$4,889 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`363600 230.19-1-72.00`

Property Details

APN / Parcel Number

Primary APN	`363600 230.19-1-72.00`
Alternative APNs	`360023001900010720000000` `063240`

Interior

Stories	2 Stories
Building Area	4,304 sqft Gross Area
Basement Area	1,722 sqft
Finished Basement	1,722 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Lot Area	16,553 sqft (0.38 acres)
Lot Width	150 ft Width
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	063240
Street Address	125 MAIN ST
City	SCHENEVUS
State	NY
Zip	12155-2023
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R1
Legal Description	980FM 4985 0 0
Legal Block	1
Legal Lot Number	72.000
Jurisdiction	OTSEGO NY
Township / Civil Division	MARYLAND
Census Block Group	2
Census Block	2013
Census Tract	590701

Owner

Source: Otsego County and Maryland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3131 GUILDERLAND AVE, SCHENECTADY, NY 12306-3603
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Deed Document Number	20234255
Record Updated	Oct 29, 2026

October 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 17, 2023
Property Address	125 MAIN ST, SCHENEVUS, NY 12155-2023
Document Number	0000000255
Instrument Date	Oct 13, 2023
Instrument	2023-4255
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3131 GUILDERLAND AVE, SCHENECTADY, NY 12306-3603

Mortgage

Document Number	0000000256
Date	Oct 17, 2023
Instrument	2023-4256

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Otsego County and Maryland Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Maryland Town
Unified School District	Schenevus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,889.00 (+1.64%)
2025	$4,810.00	$151,700 (-) Land $11,600 Building $140,100	$214,054 (+18.53%) Land $16,368 Building $197,686
2023	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$151,700 (-) Land $11,600 Building $140,100	$180,595 (+15.48%) Land $13,810 Building $166,785
2022		$151,700 Land $11,600 Building $140,100	$156,392 Land $11,959 Building $144,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2006–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20