125 Main St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 125 Main St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,346 sqft · built 2005
Lot Size	0.581 acres (25,313 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Jul 1996)
Tax Bill	$12,291 (2026)
Deeds & Mortgages	May 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-D B:0003 L:0007`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-D B:0003 L:0007`
Alternative APNs	`M:009=D B:0003 L:0007` `186008`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,346 sqft Living Area
Gross Area	7,940 sqft
1st Floor Area	1,664 sqft
Basement Area	1,828 sqft
Unfinished Basement	1,828 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,313 sqft (0.581 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	186008
Street Address	125 MAIN ST
City	SAUGUS
State	MA
Zip	01906-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1000
Census Tract	208301

Owner

125 Main St is owned and occupied by two individuals who bought it in July 1996.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 MAIN ST, SAUGUS, MA 01906-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 1996 · Amount on File
Deed Sale	Jul 17, 1996 · Amount on File
Deed Book / Page	13663 / 546
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	125 MAIN ST, SAUGUS, MA 01906-3300
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040936-341
Date	May 16, 2022
Book Page	40936/341
Instrument	20220516003990

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 125 Main St was $12,291, up 3.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,291.00 (+3.26%)	$1,179,600 (+5.84%) Land $367,100 Building $812,500	$1,110,826 (-16.59%)
2025	$11,903.00 (+4.4%)	$1,114,500 (+4.11%) Land $332,100 Building $782,400	$1,331,805
2024	$11,401.00 (+1.81%)	$1,070,500 (+7.64%) Land $302,000 Building $768,500
2023	$11,198.00	$994,500 Land $272,000 Building $722,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 125 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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