125 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 125 Main St, Oneida, NY 13421

Property Summary

Property TypeOffice Building
Details2,310 sqft · built 1980
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Tax Bill$4,557 (2025)
Deeds & MortgagesDec 2018 Loan Modification
APN251201 30.72-1-54

Property Details

APN / Parcel Number

Primary APN251201 30.72-1-54
Alternative APNs
  • 120103007200010540000000
  • INSIDE

Interior

Stories1 Story
Building Area2,310 sqft Gross Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions62 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address125 MAIN ST
CityONEIDA
StateNY
Zip13421-1618
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeDC
Legal Description125 127 MAIN ST
Legal Block1
Legal Lot Number54.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2015
Census Tract30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oneida Downtown Commercial Historic District
listed 2018 · 67 contributing resources · NRIS 100002667

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County and Oneida City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 489, WEST WINFIELD, NY 13491-0489
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON NY
Recording DateDec 5, 2018
Property Address125 MAIN ST, ONEIDA, NY 13421-1618
Instrument DateNov 9, 2018
Instrument6770
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanyLEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 ATWELL RD COOPERSTOWN NY 133261301, COOPERSTOWN, NY 13326-1301

Mortgage

Document Number0000006770
DateDec 5, 2018
Instrument6770
Lender
NameM&T BK
TypeBank
Address1 M AND T PLZ, BUFFALO, NY 14203-2309
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,557.00 (+99.69%)$91,600 (-) Land $8,300 Building $83,300$129,014 (+7.04%) Land $11,690 Building $117,324
2023$91,600 (-) Land $8,300 Building $83,300$120,526 (+9.21%) Land $10,921 Building $109,605
2022$2,282.00$91,600 Land $8,300 Building $83,300$110,361 Land $10,000 Building $100,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims44 (1996–2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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