125 Main St, Belt, MT 59412 Property Records

Cascade County property record for 125 Main St, Belt, MT 59412

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,080 sqft · built 1976
Lot Size	1.19 acres (52,011 sqft)
Owner	2 Individual Names on File
Last Sale	$272,600 (Jul 2015)
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0253094`

Property Details

APN / Parcel Number

Primary APN	`R0253094`
Alternative APNs	`02-2895-36-1-03-29-0000` `0005463200` `05463200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	52,011 sqft (1.19 acres)
Garage Type	Mixed
Garage Area	1,040 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	0005463200
Street Address	125 MAIN ST
City	BELT
State	MT
Zip	59412-8309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	ARMINGTON TOWNSITE, S36, T19 N, R06 E, BLOCK 010, LOT 001, RESO 99-1 LTS 1-13 & POR VAC ST AND ALLEY
Legal Range	06E
Legal Township	19N
Legal Section	36
Legal Subdivision	ARMINGTON TOWNSITE
Legal Block	10
Legal Lot Number	1-13
Jurisdiction	CASCADE MT
Township / Civil Division	BELT
Census Block Group	2
Census Block	2050
Census Tract	10600

Owner

125 Main St is owned and occupied by two individuals who bought it in July 2015.

Source: Cascade County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 MAIN ST, BELT, MT 59412-8309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2015 · Amount on File
Deed Sale	Jul 17, 2015 · Amount on File
Prior Sale	Jun 18, 2010
Deed Document Number	2015309108
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	125 MAIN ST, BELT, MT 59412-8309
Document Number	0000391260
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 MAIN ST BELT MT 594128309, BELT, MT 59412-8309

Mortgage

Document Number	0000391260
Date	Jul 17, 2020
Instrument	391260

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 125 Main St was $1,254, down 15.5% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Belt Elementary School District (PK - 08)
Secondary School District	Belt High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,254.00 (-15.5%)	$342,243 (-)
2025	$1,484.00	$342,243	$342,243 Land $61,873 Building $280,370
2023	$2,040.00	$286,378	$286,378 Land $48,958 Building $237,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1981–2013)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jun 2013 · Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BELT serves 600 people · EPA ID MT0000138
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
3 Rivers Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20