125 Lowry Ln, Wilmore, KY 40390 Property Records

Jessamine County property record for 125 Lowry Ln, Wilmore, KY 40390

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,755 sqft
Owner2 Company Names on Record
Tax Bill$2,251 (2025)
Deeds & MortgagesMay 2023 Transfer
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN013-30-01-013.00

Property Details

APN / Parcel Number

Primary APN013-30-01-013.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,755 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Foundation TypeBlock
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address125 LOWRY LN
CityWILMORE
StateKY
Zip40390-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25
Legal SubdivisionASBURY ESTATES
Legal Lot Number25
JurisdictionJESSAMINE KY
Township / Civil DivisionWILMORE
Census Block Group2
Census Block2011
Census Tract60402

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address125 LOWRY LN, WILMORE, KY 40390-1218
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Intrafamily Transfer, Transfer
Dec 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names3 Names on Deed
Prior SaleApr 23, 2020 · Amount on Record
Last Transfer DateMay 8, 2023
Transfer Doc0000454505
Record UpdatedJun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJESSAMINE KY
Recording DateMay 8, 2023
Property Address125 LOWRY LN, WILMORE, KY 40390-1218
Document Number0000454505
Book / PageD858 / 865
Map ReferenceDOC 387201
Instrument DateApr 4, 2023
Instrument454505
Transaction TypeTransfer
Record UpdatedJun 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address125 LOWRY LN, WILMORE, KY 40390-1218

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address125 LOWRY LN, WILMORE, KY 40390-1218

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address125 LOWRY LN, WILMORE, KY 40390-1218
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanyRAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000409849
DateDec 8, 2021
Book PageM1493/362
Instrument409849
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
MunicipalityWilmore City
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,251.00 (-1.4%)$215,000 (-) Land $30,000 Building $185,000$215,000 (-) Land $30,000 Building $185,000
2023$2,283.00$215,000 Land $30,000 Building $185,000$215,000 Land $30,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims31 (2010–2025)
Most Recent ClaimMay 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, May 2025 · 18 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 6 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMORE WATER WORKS
serves 5,762 people · EPA ID KY0570010
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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