Watauga County property record for 125 Lower Grouse Ridge Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,600 sqft · built 1973 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2023) |
| Tax Bill | $1,181 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-36-3978-000 |
| Primary APN | 1950-36-3978-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Attic | Attic |
| Attic Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1857634 |
|---|---|
| Street Address | 125 LOWER GROUSE RIDGE RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS C 288 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 921000 |
Source: Watauga County assessment roll, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2615 ALBATROSS LN, MATTHEWS, NC 28104-3429 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage SKYLA FCU |
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Aug 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on Record |
| Deed Sale | Mar 24, 2023 · Amount on Record |
| Deed Document Number | 2023729555 |
| Deed Book / Page | 2325 / 208 |
| Prior Transfer Date | Aug 13, 2018 |
| Prior Transfer Doc | 0019880091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Mar 24, 2023 |
| Property Address | 125 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125 |
| Document Number | 0023250208 |
| Book / Page | 2325 / 208 |
| Map Reference | MB 5 PG 106 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 729555 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5635 SW 108TH CT, MIAMI, FL 33173-1219 |
| Name | Verified Name |
|---|---|
| Address | 2615 ALBATROSS LN, MATTHEWS, NC 28104-3429 |
| Document Number | 0000729556 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 729556 |
| Name | SKYLA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.24% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 125 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125 |
| Document Number | 0019990665 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 125 LOWER GROUSE RIDGE RD BEECH MOUNTAIN NC 286048125, BEECH MOUNTAIN, NC 28604-8125 |
| Document Number | 0019990665 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 001999/000665 |
| Instrument | 673711 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 20, 2018 |
| Property Address | 125 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125 |
| Document Number | 0019880091 |
| Book / Page | 001988 / 000091 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 671529 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5635 SW 108TH CT MIAMI FL 331731219, MIAMI, FL 33173-1219 |
Source: Watauga County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,181.00 (-58.09%) | $280,500 (-) Land $26,700 Building $253,800 | |
| 2024 | $2,818.00 | $280,500 Land $26,700 Building $253,800 | |
| 2023 | $280,500 Land $26,700 Building $253,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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